Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Bennett O'Brien, FinderThe Desjardins Odyssey Visa Infinite Privilege card is a credit card for people who travel frequently. It has a low annual fee and a low starting interest rate and comes with a variety of VIP benefits, including comprehensive travel insurance. Travellers who hold the Desjardins Odyssey Visa Infinite...
- creditcardGeniusThis flexible reward card comes with big rewards, perks, benefits, and insurance (plus, even more if you’re a Desjardins member), with a permanently low interest rate that will you help you save.
Interest Rates | |
---|---|
Regular APR Interest Rate | 11.9% |
Balance Transfer Interest Rate | |
Cash Advance Interest Rate | 12.9% |
Rates & Fees | |
Annual Fee |
$395.00 $295 for members |
Balance Transfer Fee | |
Cash Advance Fee | $0.00 |
Foreign Transaction Fee |
2.5% Transactions made in a foreign currency will be converted and posted to your account in Canadian currency. |
Over Limit Fee | $0.00 |
Late Payment Fee | $0.00 |
Promotions | |
Sign up bonus | No |
Rewards | |
All Purchases | 1.75% cash back |
Restaurants | 4% cash back |
Gas | No |
Groceries | 3% cash back |
Hotels | No |
Travel | 3% cash back (on first $25000 spent) |
Pharmacy | No |
Bills | No |
Additional Details |
|
Features & Benefits | |
Additional Card Holders |
$95/year per card, free for members |
Travel Accident Insurance | Yes |
Car Rental Insurance | Yes |
Car Rental Discount | Yes |
Extended Warranty | Yes |
Purchase Protection | Yes |
Zero Liability | Yes |
No Foreign Transaction Fees | No |
Emergency Assistance | Yes |
Concierge Service | Yes |
Price Protection | No |
Fraud Protection | Yes |
Free Credit Scores | No |
Wireless Payments | Paywave, Apple Pay, Google Pay |
Virtual Cards | No |
Additional Benefits |
|
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age |
18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces. |
Minimum Personal Income | $200,000 per year |
Temporary Residents | No |
More | |
Additional comments |
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Terms & Conditions | Official Terms & Conditions |
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