Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Matt, PointshoggerOverall, I think the Neo card does come with more features and benefits that could justify the $60 bump in annual fees. The annual fee is steep, so I only really recommend this card to someone who flies Cathay Pacific frequently, in which case, I would say the card is worth the fee.
- Rewards CanadaOverall, the Cathay World Elite Mastercard is a card that nicely fits a niche space in Canadian market and that's for those who purchase tickets and fly with Cathay Pacific on a regular or at least, semi-regular basis. Outside of that, when compared to other options for Canadians, it is a mediocre c...
- Quentin Tsang, Frugal FlyerIt’s not often that we get a brand new credit card in Canada, so it is exciting that the Cathay World Elite® Mastercard® powered by Neo has joined the party! As the only credit card that directly earns Asia Miles, it can be useful to quickly add to our pool of Asia Miles for our next points redempti...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate | 19.99% ‐ 26.99% |
| Balance Transfer Interest Rate | |
| Cash Advance Interest Rate | 22.99% ‐ 28.99% |
| Rates & Fees | |
| Annual Fee | $180.00 |
| Balance Transfer Fee | |
| Cash Advance Fee | $2.50 |
| Foreign Transaction Fee |
2.5% Transactions made in a foreign currency will be converted and posted to your account in Canadian currency. |
| Over Limit Fee | $29.00 |
| Late Payment Fee | $0.00 |
| Promotions | |
| Sign up bonus |
15000 miles after spending $3,000
|
| Rewards | |
| All Purchases | 1 mile for $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel |
2 miles for $1 spent On Cathay Pacific flights |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Google Pay |
| Virtual Cards | Yes |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age |
18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces. |
| Minimum Personal Income | $80,000 per year |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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