So my phone bill was $123 and I put down $60. The remainder is $63. But I’m going to wait until my next pay check. Now I’ve had issues before about like one “late” payment (I paid it late at night after I got off work and it counted as late) now if I wait until my next check is it going to count against me ? Like will it charge me extra or make me do another month of paying my phone off ? I have two more days till the full due date so I have to know what all will happen if I wait .