WestJet RBC World Elite Mastercard review

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Advertiser Disclosure

Interest Rate: Purchases
Balance Transfer
1.5 - 2% cashback
Signup Bonus

Am I eligible?

WestJet RBC World Elite Mastercard is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada
Yes Have a minimum personal income of $80000.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Based on looking at base earn rates, savings on free check bags and average savings on the companion voucher – the WestJet RBC World Elite Mastercard has great value if ALL benefits are used every year to make the annual fee worthwhile.

- Jonathon, creditcardGenius
Money We Have

It doesn’t matter if you fly WestJet on a regular basis or once every few years, my WestJet RBC World Elite Mastercard review is positive. The instant signup bonuses are worth much more than the annual fee and those loyal to WestJet won’t find a faster way to earn WestJet Dollars.

- Barry Choi, Money We Have
Miles Collection

For frequent travelers in Canada, this card is definitely worth having. However, the use of WSD is not so flexible, you do have to spend what you have earned with Westjet again. This card would be even better as the WSD points system keeps upgrade.

- THE PH.D GUY, Miles Collection

RBC and WestJet are giving away a ton of value to get you to try this card. Even after you include the $99 annual fee, the card gives away more than $450 in value in the first year alone, making it an absolute steal.

- GreedyRates Team, GreedyRates.ca


Interest Rates
Regular APR Interest Rate 19.99%
Balance Transfer Interest Rate 21.99%
Cash Advance Interest Rate 21.99%
Rates & Fees
Annual Fee $119.00
Balance Transfer Fee 3%


Cash Advance Fee $3.50

$5.00 fee for cash advances outside of Canada.

Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $29.00
Late Payment Fee $0.00
Sign up bonus

Earn 250 WestJet Dollars on your first purchase.

All Purchases 1.5% cash back
Restaurants No
Gas No
Groceries No
Hotels No
Travel 2% cash back

On purchases made with WestJet flights or WestJet Vacations packages using your card

Pharmacy No
Bills No
Additional Details

Receive an annual companion voucher and go anywhere WestJet flies.

Features & Benefits
Additional Card Holders Yes

$59 per year for each card

Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments Samsung Pay
Additional Benefits
  • Free first checked bag
  • Trip Cancellation and Interruption Insurance
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income $80,000 per year
Temporary Residents No
Additional comments
Terms & Conditions Official Terms & Conditions
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