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Walmart Rewards™ Mastercard® review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
20.89%
Interest Rate: Purchases
20.89%
Balance Transfer
22.97%
Balance Transfer
22.97%
Rewards
1% cashback
Rewards
1% cashback
Signup Bonus
-
Signup Bonus
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7.3/10
Informr score
The Walmart Rewards™ Mastercard® currently has an Informr score of 7.3 out of 10. This score is based on our evaluation of 7 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Walmart Rewards™ Mastercard® is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Forbes
Forbes

The Walmart Rewards Mastercard is a good option for frequent shoppers of the retail giant—particularly those who want to spread out payments on big-ticket items without paying much interest.

- Jordan Lavin, Forbes
Yore Oyster
Yore Oyster

The Walmart Rewards Mastercard is an excellent store credit card for people who shop often at Walmart's physical and online stores. With this credit card, you'll earn 1.25% qualifying purchases plus Walmart Reward Dollars, which can be spent at eligible partner stores at a rate of 1:1 with CAD.

- Victor, Yore Oyster
SAVVY New Canadians
SAVVY New Canadians

If you are looking for a no-frills cash back credit card and do most of your shopping at Walmart, this card is worth looking at. It does not have an annual fee, so you won’t have to worry about paying a fee for simply having the card in your wallet. It offers a 1.25% cash back rate when you make pur...

- Enoch Omololu, SAVVY New Canadians
Finder
Finder

The Walmart Rewards Mastercard is a no-fee, no-frills customer loyalty credit card. It offers a 1.25% return on purchases made in-store or online at Walmart, and 1% everywhere else. Get up to $25 in bonus Walmart Reward Dollars. as a welcome bonus and a couple of added benefits like access to exclus...

- Claire Horwood, Finder
MoneySense
MoneySense

The Walmart Rewards Mastercard and World Mastercard are suited to loyal Walmart shoppers, and families in particular, who want a simple rewards system for everyday purchases. For those looking to shop at Walmart online, the Walmart Rewards World Mastercard does offer the highest incentive. Both cred...

- Winston Sih, Courtney Reilly-Larke, MoneySense

Details


Interest Rates
Regular APR Interest Rate 20.89%
Balance Transfer Interest Rate 22.97%
Cash Advance Interest Rate 22.97%
Rates & Fees
Annual Fee $0.00
Balance Transfer Fee $4.00

$8 if more than $1000

Cash Advance Fee $4.00

$8 if done outside Canada

Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $25.00
Late Payment Fee $0.00
Promotions
Sign up bonus
  • $20 statement credit when you're approved and spend $50+ on the same day using the temporary shopping pass provided
  • $15 bonus after making two qualifying purchases within 30 days.
  • $10 bonus after you sign up for electronic statements.
Rewards
All Purchases 1% cash back
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

1.25% cash back at Walmart stores and on Walmart.ca

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits

Mastercard Global Services

Eligibility
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income
Temporary Residents No
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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