Triangle™ World Elite Mastercard® review

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Advertiser Disclosure

Interest Rate: Purchases
19.99%
Balance Transfer
22.99%
Rewards
1 - 3% cashback
Signup Bonus
-


4/10
Informr score
The Triangle™ World Elite Mastercard® currently has an Informr score of 4 out of 10. This score is based on our evaluation of 3 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Triangle™ World Elite Mastercard® is typically available to those with average credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada
Yes Have a minimum personal income of $80000.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Money We Have

I don’t love this card personally, but my Triangle World Elite Mastercard review is positive since this card is clearly aimed at people who are loyal to Canadian Tire. It’s definitely not a bad card, just make sure your spending aligns with the rewards you’re earning.

- Barry Choi, Money We Have
GreedyRates.ca

A good fit for Canadian families who spend significant amounts on groceries and gas and shop regularly at stores in the Canadian Tire network.

- GreedyRates.ca

Details


Interest Rates
Regular APR Interest Rate 19.99%
Balance Transfer Interest Rate 22.99%
Cash Advance Interest Rate 22.99%
Rates & Fees
Annual Fee $0.00
Balance Transfer Fee
Cash Advance Fee $4.00
Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee
Late Payment Fee
Promotions
Sign up bonus No
Rewards
All Purchases 1% cash back
Restaurants No
Gas No
Groceries 3% cash back (on first $12000 spent)
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details
  • 4% cash back on purchases made at Canadian Tire, Sport Chek, and participating Mark's/L'Equipeur and Atmosphere stores
  • Collect 5¢ back per litre in CT Money on regular/mid-grade fuel and 7¢ per litre on premium fuel at Gas+ pumps
  • Features & Benefits
    Additional Card Holders Yes
    Travel Accident Insurance No
    Car Rental Insurance Yes
    Car Rental Discount No
    Extended Warranty Yes
    Purchase Protection Yes
    Zero Liability Yes
    No Foreign Transaction Fees No
    Emergency Assistance No
    Concierge Service Yes
    Price Protection No
    Fraud Protection Yes
    Free Credit Scores No
    Wireless Payments No
    Virtual Cards No
    Additional Benefits
  • Access personalized offers, sent straight to your Triangle app
  • Roadside Assistance Gold Plan
  • Eligibility
    Minimum Security Deposit $0
    Minimum Age

    18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

    Minimum Personal Income $80,000 per year
    Temporary Residents No
    More
    Additional comments
    Terms & Conditions Official Terms & Conditions
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    Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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    Use this card?

    Help inform others by sharing your experience with Triangle™ World Elite Mastercard®

    Rate It:

    Critic Reviews


    Money We Have

    Decent amount of cash-back options and benefits

    from Money We Have

    I don’t love this card personally, but my Triangle World Elite Mastercard review is positive since this card is clearly aimed at people who are loyal to Canadian Tire. It’s definitely not a bad card, just make sure your spending aligns with the rewards you’re earning.

    Read full review

    I don’t love this card personally, but my Triangle World Elite Mastercard review is positive since this card is clearly aimed at people who are loyal to Canadian Tire. It’s definitely not a bad card, just make sure your spending aligns with the rewards you’re earning.

    Read full review

    Less

    GreedyRates.ca

    A unique rewards system that is treated like cash

    GreedyRates.ca

    A good fit for Canadian families who spend significant amounts on groceries and gas and shop regularly at stores in the Canadian Tire network.

    Read full review

    A good fit for Canadian families who spend significant amounts on groceries and gas and shop regularly at stores in the Canadian Tire network.

    Read full review

    Less

    User Reviews


    Kate

    Ridiculous

    Paid my card in full via their website but they arbitrarily put my payment on hold for 16 business days. They offer no solutions and simply told me three different stories about the reason for this hold. Told me it was my bank but called my bank and they asured me it had nothing to do with them. 

    Paid my card in full via their website but they arbitrarily put my payment on hold for 16 business days. They offer no solutions and simply told me three different stories about the reason for this hold. Told me it was my bank but called my bank and they asured me it had nothing to do with them. 

    Less