TD Rewards Visa Card review

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Advertiser Disclosure

Interest Rate: Purchases
19.99%
Balance Transfer
22.99%
Rewards
1 - 3 points
Signup Bonus
-


Am I eligible?


TD Rewards Visa Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Money We Have

My TD Rewards Visa review is positive. It’s nowhere close to being a great travel credit card, but for what it is, it’s decent. If you’re looking for a no-fee travel credit card that doesn’t have a high income requirement, then this card might be a good fit for you.

- Barry Choi, Money We Have
GreedyRates.ca

The card’s nonexistent income requirement and zero annual fee make it an appropriate beginner’s rewards card, or a card for those who want to earn rewards without too many strings attached.

- GreedyRates.ca

Details


Interest Rates
Regular APR Interest Rate 19.99%
Balance Transfer Interest Rate 22.99%
Cash Advance Interest Rate 22.99%
Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%
Cash Advance Fee 1%

Minimum of $3.50, maximum of $10.00

Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $29.00
Late Payment Fee $0.00
Promotions
Sign up bonus

Earn 2x Rewards Points on all Purchases in the first three months up to a total of 10,000 Rewards Points.

Rewards
All Purchases 1 point per $1 spent
Restaurants 2 points per $1 spent (on first $5000 spent)

Including fast food chains.

Gas No
Groceries 2 points per $1 spent (on first $5000 spent)
Hotels No
Travel 3 points per $1 spent

When you book travel online through ExpediaForTD.com

Pharmacy No
Bills 2 points per $1 spent (on first $5000 spent)
Features & Benefits
Additional Card Holders Yes


Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount Yes
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Paywave, Apple Pay
Additional Benefits

Priority Pass Membership Discount

Eligibility
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


Money We Have

Decent travel credit card

from Money We Have

My TD Rewards Visa review is positive. It’s nowhere close to being a great travel credit card, but for what it is, it’s decent. If you’re looking for a no-fee travel credit card that doesn’t have a high income requirement, then this card might be a good fit for you.

Read full review

My TD Rewards Visa review is positive. It’s nowhere close to being a great travel credit card, but for what it is, it’s decent. If you’re looking for a no-fee travel credit card that doesn’t have a high income requirement, then this card might be a good fit for you.

Read full review

Less

GreedyRates.ca

Basic and accessible

GreedyRates.ca

The card’s nonexistent income requirement and zero annual fee make it an appropriate beginner’s rewards card, or a card for those who want to earn rewards without too many strings attached.

Read full review

The card’s nonexistent income requirement and zero annual fee make it an appropriate beginner’s rewards card, or a card for those who want to earn rewards without too many strings attached.

Read full review

Less

User Reviews


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