TD Emerald Flex Rate Visa review

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Advertiser Disclosure

Interest Rate: Purchases
8.2 ‐ 16.45%
Balance Transfer
8.2 ‐ 16.45%
Rewards
-
Signup Bonus
-


10/10
Informr score
The TD Emerald Flex Rate Visa currently has an Informr score of 10 out of 10. This score is based on our evaluation of 1 sources including reviews from users and the web's most trusted critics.

Am I eligible?


TD Emerald Flex Rate Visa is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


creditcardGenius

The TD Emerald Flex Rate Visa gives you an interest rate that is between Prime + 1.50% and Prime + 12.75%. The interest rate that TD Bank gives cardholders is based on their credit score. If your credit score is excellent, you will most likely get an excellent interest rate.

- creditcardGenius

Details


Interest Rates
Regular APR Interest Rate 8.2% ‐ 16.45%
Balance Transfer Interest Rate 8.2% ‐ 16.45%
Cash Advance Interest Rate 8.2% ‐ 16.45%
Rates & Fees
Annual Fee $25.00

Get a full Annual Fee rebate if you apply before August 27, 2018.

Balance Transfer Fee 3%

Maximum

Cash Advance Fee 1%

Minimum of $3.50, maximum of $10.00

Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $29.00
Late Payment Fee $0.00
Promotions
Sign up bonus No
Rewards
All Purchases No
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount Yes
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay
Eligibility
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income
Temporary Residents No
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Additional comments
Terms & Conditions Official Terms & Conditions
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Critic Reviews


creditcardGenius

The lowest credit card interest rate available in Canada

creditcardGenius

The TD Emerald Flex Rate Visa gives you an interest rate that is between Prime + 1.50% and Prime + 12.75%. The interest rate that TD Bank gives cardholders is based on their credit score. If your credit score is excellent, you will most likely get an excellent interest rate.

Read full review

The TD Emerald Flex Rate Visa gives you an interest rate that is between Prime + 1.50% and Prime + 12.75%. The interest rate that TD Bank gives cardholders is based on their credit score. If your credit score is excellent, you will most likely get an excellent interest rate.

Read full review

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