TD Cash Back Visa Infinite Card review

Compare Compare  
Advertiser Disclosure

Interest Rate: Purchases
20.99%
Balance Transfer
22.99%
Rewards
1 - 3% cashback
Signup Bonus
-


5.2/10
Informr score
The TD Cash Back Visa Infinite Card currently has an Informr score of 5.2 out of 10. This score is based on our evaluation of 4 sources including reviews from users and the web's most trusted critics.

Am I eligible?


TD Cash Back Visa Infinite Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada
Yes Have a minimum personal income of $60000.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Money We Have

My TD Cash Back Visa Infinite is neutral. It’s not the best cash back card in Canada, but it does give you a free Deluxe TD Auto Club Membership which is worth paying the annual fee for. It’s also worth noting that TD All-Inclusive plan holders can get the annual fee waived every year on this card.

- Barry Choi, Money We Have
Ratehub.ca

If you’re looking to pocket some serious savings on your everyday spending without the hassle of dealing with points or loyalty programs, then the TD Cash Back Visa Infinite Card could make for a great addition to your wallet. With 3% cash back on gas, groceries and recurring bills, and 1% on everyt...

- Hyder Owainati, Ratehub.ca
creditcardGenius

With rewards you can redeem at any time, complimentary roadside assistance, Visa Infinite benefits, and the first year free, it's easy to see why this is one of the best cash back cards in Canada right now.

- creditcardGenius

Details


Interest Rates
Regular APR Interest Rate 20.99%
Balance Transfer Interest Rate 22.99%
Cash Advance Interest Rate 22.99%
Rates & Fees
Annual Fee $120.00

Waived on the first year.

Balance Transfer Fee 3%
Cash Advance Fee 1%

Minimum of $3.50, maximum of $10.00

Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $29.00
Late Payment Fee $0.00
Promotions
Sign up bonus

Earn 10% on gas, grocery, and recurring bill payments for the first 3 months up to a total spend of $2,000.

Rewards
All Purchases 1% cash back
Restaurants No
Gas 3% cash back (on first $15000 spent)
Groceries 3% cash back (on first $15000 spent)
Hotels No
Travel No
Pharmacy No
Bills 3% cash back (on first $15000 spent)
Features & Benefits
Additional Card Holders Yes

$50 per year for each card

Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount Yes
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service Yes
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments Paywave, Apple Pay
Additional Benefits

- Emergency Road Service

- Visa Infinite Luxury Hotel Collection

- Visa Infinite Food and Wine Experiences

- Delayed and Lost Baggage Insurance

Eligibility
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income $60,000 per year
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
Suggest a correction

Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.

Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.

Use this card?

Help inform others by sharing your experience with TD Cash Back Visa Infinite Card

Rate It:

Critic Reviews


Money We Have

Not the best cash back card in Canada

from Money We Have

My TD Cash Back Visa Infinite is neutral. It’s not the best cash back card in Canada, but it does give you a free Deluxe TD Auto Club Membership which is worth paying the annual fee for. It’s also worth noting that TD All-Inclusive plan holders can get the annual fee waived every year on this card.

Read full review

My TD Cash Back Visa Infinite is neutral. It’s not the best cash back card in Canada, but it does give you a free Deluxe TD Auto Club Membership which is worth paying the annual fee for. It’s also worth noting that TD All-Inclusive plan holders can get the annual fee waived every year on this card.

Read full review

Less

Ratehub.ca

Sstrong welcome offer and high cash back rate

from Ratehub.ca

If you’re looking to pocket some serious savings on your everyday spending without the hassle of dealing with points or loyalty programs, then the TD Cash Back Visa Infinite Card could make for a great addition to your wallet. With 3% cash back on gas, groceries and recurring bills, and 1% on...More

If you’re looking to pocket some serious savings on your everyday spending without the hassle of dealing with points or loyalty programs, then the TD Cash Back Visa Infinite Card could make for a great addition to your wallet. With 3% cash back on gas, groceries and recurring bills, and 1% on everything else, it’s arguably one of the best credit cards in Canada for household purchases.

Read full review

Less

creditcardGenius

A solid 3% cash back on groceries, gas, and recurring payments

creditcardGenius

With rewards you can redeem at any time, complimentary roadside assistance, Visa Infinite benefits, and the first year free, it's easy to see why this is one of the best cash back cards in Canada right now.

Read full review

With rewards you can redeem at any time, complimentary roadside assistance, Visa Infinite benefits, and the first year free, it's easy to see why this is one of the best cash back cards in Canada right now.

Read full review

Less

User Reviews


Troy Sims

TD will leave you in the cold if anything goes wrong!

I got scammed online and although I have proof via documentation and phony shipment, TD  wants me to do all the work to satisfy Visa company!   Not a happy customer!  When my wife's visa got scammed Royal Bank took immediate action and got her money back!