Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Rachel Cribby, Aaron Broverman, ForbesOverall, it’s a solid, well thought out card that comes with other “nice to have” features along with the cash back, like emergency medical insurance and car rental discounts. For most consumers, it’s well worth the $139 annual fee, which is free for the first year and is otherwise easily recouped i...
- Rewards CanadaThe TD Cash Back Visa Infinite Card may not garner as much attention as some other cards in the market but it is definitely one of the better cash back options that should be given consideration. The valuable welcome bonus offer coupled with decent accelerated earn rates and the ability to cash out...
- Victor, Yore OysterTD Cash Back Visa Infinite Card is a personal credit card targeted toward middle-income earners in Canada. With a bonus cash-back rate of at least 10% on your first $2,000 spent within the first three months, the card is excellent for accumulating cash-back rewards in the first few months of ownersh...
- Shannon Terrell, NerdWalletThe TD Cash Back Visa Infinite Card is a smart card for families who spend a lot on gas, groceries and automatic monthly purchases.
- Stefani Balinsky, HardbaconThe annual fee is reasonable and the cash back has no real limit. TD Cash Back Visa Infinite* seems to understand that inflation is soaring and that extending the eligible amounts for 3% cash back on groceries, gas, and recurring bills is an act of kindness. Extending the Welcome Offer to specifical...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate | 20.99% |
| Balance Transfer Interest Rate | 22.99% |
| Cash Advance Interest Rate | 22.99% |
| Rates & Fees | |
| Annual Fee |
$139.00 Waived on the first year. |
| Balance Transfer Fee | 3% |
| Cash Advance Fee |
1% Minimum of $3.50, maximum of $10.00 |
| Foreign Transaction Fee |
2.5% Transactions made in a foreign currency will be converted and posted to your account in Canadian currency. |
| Over Limit Fee | $29.00 |
| Late Payment Fee | $0.00 |
| Promotions | |
| Sign up bonus |
Earn 10% in cash back on gas purchases, grocery purchases & pre-authorized payments for the first 3 months, up to a total spend of $3,500 |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | No |
| Gas | 3% cash back (on first $15000 spent) |
| Groceries | 3% cash back (on first $15000 spent) |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | 3% cash back (on first $15000 spent) |
| Features & Benefits | |
| Additional Card Holders |
|
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | Yes |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | Yes |
| Concierge Service | Yes |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | Paywave, Apple Pay, Samsung Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age |
18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces. |
| Minimum Personal Income | $60,000 per year |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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