Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Barry Choi, Money We HaveMy TD Cash Back Visa Infinite is neutral. It’s not the best cash back card in Canada, but it does give you a free Deluxe TD Auto Club Membership which is worth paying the annual fee for. It’s also worth noting that TD All-Inclusive plan holders can get the annual fee waived every year on this card.
- Hyder Owainati, Ratehub.caIf you’re looking to pocket some serious savings on your everyday spending without the hassle of dealing with points or loyalty programs, then the TD Cash Back Visa Infinite Card could make for a great addition to your wallet. With 3% cash back on gas, groceries and recurring bills, and 1% on everyt...
- creditcardGeniusWith rewards you can redeem at any time, complimentary roadside assistance, Visa Infinite benefits, and the first year free, it's easy to see why this is one of the best cash back cards in Canada right now.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate | 20.99% |
| Balance Transfer Interest Rate | 22.99% |
| Cash Advance Interest Rate | 22.99% |
| Rates & Fees | |
| Annual Fee |
$120.00 Waived on the first year. |
| Balance Transfer Fee | 3% |
| Cash Advance Fee |
1% Minimum of $3.50, maximum of $10.00 |
| Foreign Transaction Fee |
2.5% Transactions made in a foreign currency will be converted and posted to your account in Canadian currency. |
| Over Limit Fee | $29.00 |
| Late Payment Fee | $0.00 |
| Promotions | |
| Sign up bonus |
Earn 10% Cash Back on all Purchases for the first 3 months up to a total spend of $2,000. |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | No |
| Gas | 3% cash back (on first $15000 spent) |
| Groceries | 3% cash back (on first $15000 spent) |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | 3% cash back (on first $15000 spent) |
| Features & Benefits | |
| Additional Card Holders |
Yes $50 per year for each card Waived on the first year for the 1st additional cardholder |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | Yes |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | No |
| Emergency Assistance | Yes |
| Concierge Service | Yes |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | Paywave, Apple Pay |
| Virtual Cards | No |
| Additional Benefits |
- Emergency Road Service - Visa Infinite Luxury Hotel Collection - Visa Infinite Food and Wine Experiences - Delayed and Lost Baggage Insurance |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age |
18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces. |
| Minimum Personal Income | $60,000 per year |
| Temporary Residents | No |
| More | |
| Additional comments | |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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Critic Reviews
Not the best cash back card in Canada
My TD Cash Back Visa Infinite is neutral. It’s not the best cash back card in Canada, but it does give you a free Deluxe TD Auto Club Membership which is worth paying the annual fee for. It’s also worth noting that TD All-Inclusive plan holders can get the annual fee waived every year on this card.
My TD Cash Back Visa Infinite is neutral. It’s not the best cash back card in Canada, but it does give you a free Deluxe TD Auto Club Membership which is worth paying the annual fee for. It’s also worth noting that TD All-Inclusive plan holders can get the annual fee waived every year on this card.
Sstrong welcome offer and high cash back rate
If you’re looking to pocket some serious savings on your everyday spending without the hassle of dealing with points or loyalty programs, then the TD Cash Back Visa Infinite Card could make for a great addition to your wallet. With 3% cash back on gas, groceries and recurring bills, and 1% on...More
If you’re looking to pocket some serious savings on your everyday spending without the hassle of dealing with points or loyalty programs, then the TD Cash Back Visa Infinite Card could make for a great addition to your wallet. With 3% cash back on gas, groceries and recurring bills, and 1% on everything else, it’s arguably one of the best credit cards in Canada for household purchases.
A solid 3% cash back on groceries, gas, and recurring payments
With rewards you can redeem at any time, complimentary roadside assistance, Visa Infinite benefits, and the first year free, it's easy to see why this is one of the best cash back cards in Canada right now.
With rewards you can redeem at any time, complimentary roadside assistance, Visa Infinite benefits, and the first year free, it's easy to see why this is one of the best cash back cards in Canada right now.
User Reviews
TD will leave you in the cold if anything goes wrong!
I got scammed online and although I have proof via documentation and phony shipment, TD wants me to do all the work to satisfy Visa company! Not a happy customer! When my wife's visa got scammed Royal Bank took immediate action and got her money back!