Tangerine World Mastercard® review

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Advertiser Disclosure

Interest Rate: Purchases
19.95%
Balance Transfer
19.95% (1.95% for the first 6 months)
Rewards
0.5% cashback
Signup Bonus
-


Am I eligible?


Tangerine World Mastercard® is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada
Yes Have a minimum personal income of $60000.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Young and Thrifty

The Tangerine Money-Back Credit Card is an essential piece of plastic to have your wallet. But you meet all the eligibility requirements, why wouldn’t you upgrade to the Tangerine World Mastercard®? It has the same amazing features – no annual fee and an attractive rewards program that allows you to...

- Jordann Brown, Young and Thrifty
GreedyRates.ca

Overall, we’re happy with the Tangerine World Mastercard®. The minimum income requirements are pretty high, and we’d expect that a World Mastercard would offer more travel insurance, but still, the $0 annual fee combined with the high regular earn rate makes it a very valuable and appealing card. Th...

- Sarah Pritzker, GreedyRates.ca
Finder

The Tangerine World Mastercard gives you a decent return on cash back in up to three targeted spending categories for no annual fee. It also offers a generous welcome bonus and comes with additional perks like mobile phone insurance, car rental insurance, discounted airport lounge access and a low i...

- Claire Horwood, Finder

Details


Interest Rates
Regular APR Interest Rate 19.95%
Balance Transfer Interest Rate 19.95% (1.95% for the first 6 months)

Intro rate applies on balances transferred within the first 30 days of account opening.

Cash Advance Interest Rate 19.95%
Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

- Minimum of $5

- 1% fee on intro. balance rate

Cash Advance Fee $3.50

$5.00 fee for cash advances outside of Canada.

Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $25.00
Late Payment Fee $0.00
Promotions
Sign up bonus No
Rewards
All Purchases 0.5% cash back
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

Earn 2% cash back in two categories of your choice


Categories you can choose from include:

  • Grocery
  • Furniture
  • Restaurants
  • Hotel-Motel
  • Gas
  • Recurring Bill Payments
  • Drug Store
  • Home Improvement
  • Entertainment
  • Public Transportation and Parking


Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards No
Additional Benefits
  • Mastercard® Airport Experiences Provided by LoungeKey
  • Mobile Device Insurance
  • Mastercard Tap & Go
  • Mastercard® Travel Rewards
  • Boingo Wi-Fi
  • Special benefits and offers from a growing lineup of on-demand apps and subscription services
Eligibility
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income $60,000 per year
Temporary Residents No
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Additional comments
Terms & Conditions Official Terms & Conditions
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