Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- creditcardGenius$250 in welcome bonuses and a solid 3.13% return on your spending (when you redeem your Starpoints for the best possible travel value) – you’re looking at a pretty solid travel card. Add 9 different types of purchase and travel insurance, a free hotel stay when you spend $40,000 annually, protecting...
- Jayce, PointsNerdThere are a couple of very real arbitrage opportunities that involve the use of SPG points and if you couple that with the fact that SPG points provide extreme flexibility, I think that having this card in your wallet is a no brainer, especially if you already have the SPG Personal card.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate | 19.99% |
| Balance Transfer Interest Rate | |
| Cash Advance Interest Rate | 22.99% |
| Rates & Fees | |
| Annual Fee | $150.00 |
| Balance Transfer Fee | |
| Cash Advance Fee | $2.75 |
| Foreign Transaction Fee |
2.5% Transactions made in a foreign currency will be converted and posted to your account in Canadian currency. |
| Over Limit Fee | $29.00 |
| Late Payment Fee | $0.00 |
| Promotions | |
| Sign up bonus |
50000 points after spending $1,500 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 2 points per $1 spent |
| Restaurants | 3 points per $1 spent |
| Gas | 3 points per $1 spent |
| Groceries | No |
| Hotels |
5 points per $1 spent On eligible purchases on participating SPG and Marriott Rewards hotels. |
| Travel | 3 points per $1 spent |
| Pharmacy | No |
| Bills | No |
| Additional Details |
Receive a 15,000 point bonus from the Starwood Preferred Guest program when you transfer 60,000 points to a frequent flyer program. |
| Features & Benefits | |
| Additional Card Holders |
$50 per year for each card |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age |
18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces. |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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