SimplyCash Card from American Express review

Compare Compare  
Advertiser Disclosure

Interest Rate: Purchases
19.99
Balance Transfer
22.99 (1.99% for the first 6 months)
Rewards
1.25% cashback
Signup Bonus
-


Am I eligible?


SimplyCash Card from American Express is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada
Yes Have a minimum personal income of $15000.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Money We Have

For a straightforward no-fee, cash-back card, you really can’t complain too much about it. If you want to reduce your debt, then you should consider using the optional balance transfer.

- Barry Choi, Money We Have
Ratehub.ca

If you’re looking for a cash back credit card lets you earn money back on every dollar you spend, the SimplyCash Card from American Express is an excellent choice. Even though it’s a cash-back card, the SimplyCash Card from American Express offers a variety of insurance benefits.

- Jordann Brown, Ratehub.ca
LowestRates.ca

The SimplyCash card is a good entry level card for people who prefer cash-back over rewards points and don’t want to settle for only earning a decent cash-back rate on eligible purchases.

- Dominic Licorish, LowestRates.ca
HowToSaveMoney.ca

It’s a card that everyone should consider having in their wallet, even if it is just for the no-fee Front Of The Line access, which can certainly come in handy from time to time.

- Stephen Weyman, HowToSaveMoney.ca

Details


Interest Rates
Regular APR Interest Rate 19.99%
Balance Transfer Interest Rate 22.99% (1.99% for the first 6 months)

Intro rate is optional

Cash Advance Interest Rate 22.99%
Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Maximum

Cash Advance Fee $2.75
Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.


Over Limit Fee $29.00
Late Payment Fee $0.00
Promotions
Sign up bonus

Earn 5% cash back on all eligible purchases at gas stations, grocery stores and restaurants in Canada (up to $250 cash back) for the first 6 months of Cardmembership.

Rewards
All Purchases 1.25% cash back
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay
Eligibility
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income $15,000 per year
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
Suggest a correction

Use this card?

Help inform others by sharing your experience with SimplyCash Card from American Express

Rate It:

Critic Reviews


Money We Have

Comes with a good amount of features and benefits

from Money We Have

For a straightforward no-fee, cash-back card, you really can’t complain too much about it. If you want to reduce your debt, then you should consider using the optional balance transfer.

Read full review

For a straightforward no-fee, cash-back card, you really can’t complain too much about it. If you want to reduce your debt, then you should consider using the optional balance transfer.

Read full review

Less

Ratehub.ca

An excellent all-around credit card

from Ratehub.ca

If you’re looking for a cash back credit card lets you earn money back on every dollar you spend, the SimplyCash Card from American Express is an excellent choice. Even though it’s a cash-back card, the SimplyCash Card from American Express offers a variety of insurance benefits.

Read full review

If you’re looking for a cash back credit card lets you earn money back on every dollar you spend, the SimplyCash Card from American Express is an excellent choice. Even though it’s a cash-back card, the SimplyCash Card from American Express offers a variety of insurance benefits.

Read full review

Less

LowestRates.ca

Best cash back rates in the business

from LowestRates.ca

The SimplyCash card is a good entry level card for people who prefer cash-back over rewards points and don’t want to settle for only earning a decent cash-back rate on eligible purchases.

Read full review

The SimplyCash card is a good entry level card for people who prefer cash-back over rewards points and don’t want to settle for only earning a decent cash-back rate on eligible purchases.

Read full review

Less

HowToSaveMoney.ca

Good if you make a lot of everyday purchases

from HowToSaveMoney.ca

It’s a card that everyone should consider having in their wallet, even if it is just for the no-fee Front Of The Line access, which can certainly come in handy from time to time.

Read full review

It’s a card that everyone should consider having in their wallet, even if it is just for the no-fee Front Of The Line access, which can certainly come in handy from time to time.

Read full review

Less

User Reviews


Darn, there are no reviews yet for this credit-cards. Be the first to write a review.