Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Jordan Lavin, Wealth RocketThe ScotiaGold Passport Visa is a mid-tier travel rewards card that offers good, but not great, rewards and travel insurance coverage. Because the annual fee is relatively high, this card is best for those who specifically want a travel rewards card and plan to take advantage of the various insuranc...
- Stefani Balinsky, HardbaconThis card is for people young-at-heart or just really into having fun. The card is built for socializing. It would likely make a great card for a young adult or a primary cardholder with kids old enough to be authorized users. You are not locked in to anything except booking travel through Scene+Tra...
- Mohamed Konate, My Rate CompassWith the Gold Passport card, you gain extended warranty & security on any purchases you make. All you have to do is to use this card when making a purchase. You also get travel insurance, car rental savings, rental car coverage, delayed or lost baggage insurance, hotel burglary insurance, and tr...
- Bryan Huynh, Hustler MoneyBlogYou can earn 1X reward point on every $1 spent on your card, and earn up to 5% cashback on the cost of your trip when you book your travel through Scotia Rewards Flexible Point Redemption. Enjoy redeeming your points for travel with no restrictions on destination or dates. New cardholders will also...
- Barry Choi, Money We HaveThe benefits offered for the price of the annual fee just doesn’t seem worth it to me. If you have a higher income, you’re better off applying for one of the best travel credit cards in Canada. Even if you don’t meet the income threshold, there are cash-back cards that give you a better return.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate | 19.99% |
| Balance Transfer Interest Rate | 22.99% |
| Cash Advance Interest Rate | 22.99% |
| Rates & Fees | |
| Annual Fee | $110.00 |
| Balance Transfer Fee | $5.00 |
| Cash Advance Fee |
$5.00
|
| Foreign Transaction Fee |
2.5% Transactions made in a foreign currency will be converted and posted to your account in Canadian currency. |
| Over Limit Fee | $29.00 |
| Late Payment Fee | $0.00 |
| Promotions | |
| Sign up bonus |
Earn 5,000 bonus Scene+ points with your first card purchase within the first 2 months. |
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel |
5% cash back On travel purchased through Scotia Rewards Travel Service. |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders |
$30 per year for each card |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | No |
| Emergency Assistance | Yes |
| Concierge Service | Yes |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | Paywave, Apple Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age |
18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces. |
| Minimum Personal Income |
$12,000 per year |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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