Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Enoch Omololu, SAVVY New CanadiansIt offers a 3.99% interest rate on balance transfers for 6 months and 16.99% after which is still competitive compared to many alternatives. This Scotiabank No-Fee Value Visa review covers what you need to know about the card if you are considering it for your wallet. The No-Fee Scotiabank Value Vis...
Interest Rates | |
---|---|
Regular APR Interest Rate | 16.99% |
Balance Transfer Interest Rate | 16.99% (3.99% for the first 6 months) |
Cash Advance Interest Rate | 16.99% |
Rates & Fees | |
Annual Fee | $0.00 |
Balance Transfer Fee | $5.00 |
Cash Advance Fee |
$5.00
|
Foreign Transaction Fee |
2.5% Transactions made in a foreign currency will be converted and posted to your account in Canadian currency. |
Over Limit Fee | $29.00 |
Late Payment Fee | $0.00 |
Promotions | |
Sign up bonus | No |
Rewards | |
All Purchases | No |
Restaurants | No |
Gas | No |
Groceries | No |
Hotels | No |
Travel | No |
Pharmacy | No |
Bills | No |
Features & Benefits | |
Additional Card Holders | Yes |
Travel Accident Insurance | No |
Car Rental Insurance | No |
Car Rental Discount | Yes |
Extended Warranty | No |
Purchase Protection | No |
Zero Liability | No |
No Foreign Transaction Fees | No |
Emergency Assistance | No |
Concierge Service | No |
Price Protection | No |
Fraud Protection | No |
Free Credit Scores | No |
Wireless Payments | Paywave, Apple Pay |
Virtual Cards | No |
Additional Benefits |
Save up to 25% off base rates at participating AVIS locations and at participating Budget locations in Canada and the U.S. |
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age |
18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces. |
Minimum Personal Income |
$12,000 per year |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
Suggest a correction |
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