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Scotiabank Passport™ Visa Infinite Business Card review

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Advertiser Disclosure

Annual Fee
$199.00
Interest Rate: Purchases
19.99%
Interest Rate: Purchases
19.99%
Balance Transfer
22.99%
Balance Transfer
22.99%
Rewards
1.5 points
Rewards
1.5 points
Signup Bonus
30000 points (after spending $5,000)
Signup Bonus
30000 points (after spending $5,000)


10/10
Informr score
The Scotiabank Passport™ Visa Infinite Business Card currently has an Informr score of 10 out of 10. This score is based on our evaluation of 3 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Scotiabank Passport™ Visa Infinite Business Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada
Yes Have a minimum personal income of $60000.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Yore Oyster
Yore Oyster

The Scotiabank Passport Visa Infinite Business Card is worth it. It comes with a very generous welcome bonus and comprehensive insurance protection. You will also have access to Visa Infinite travel benefits, car rental discounts, and more

- Victor, Yore Oyster
SAVVY New Canadians
SAVVY New Canadians

The Scotiabank Passport Visa Infinite Business card’s main selling point is not just the lack of foreign transaction fees which is a first for a business credit card. It also offers a plethora of other benefits that small business owners will appreciate: a 1.5x rewards earning rate on all purchases,...

- Enoch Omololu, SAVVY New Canadians
Money We Have
Money We Have

My Scotiabank Passport Visa Infinite Business review is positive. If you’re a small business owner that makes frequent purchases in a foreign currency, then you need to get this card now since it represents an instant savings of 2.5%. There’s no need to worry about dynamic currency conversion, just...

- Barry Choi, Money We Have

Details


Interest Rates
Regular APR Interest Rate 19.99%
Balance Transfer Interest Rate 22.99%
Cash Advance Interest Rate 22.99%
Rates & Fees
Annual Fee $199.00
Balance Transfer Fee $5.00
Cash Advance Fee $5.00
  • For transactions processed by Scotiabank, any financial institution in Canada, Scotiabank ABM, any non-Scotiabank ABM displaying Interac+ symbol
  • $7.50 for transactions obtained at any ABM or processed by any financial institution outside of Canada
Foreign Transaction Fee $0.00
Over Limit Fee $29.00
Late Payment Fee $0.00
Promotions
Sign up bonus 30000 points after spending $5,000
  • On purchases within the first 3 months.
  • Plus, earn a bonus 10,000 points when you spend at least $60000 in everyday eligible purchases on your Account in your first year.
Rewards
All Purchases 1.5 points per $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders

$0 for a secondary card; $50 for each additional card

Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount Yes
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits
  • Complimentary Airport Lounge Access (plus 6 free visits per year from the date of enrolment)
  • Manage Visa Business card expenses more efficiently
  • Visa Payment Controls Service
  • Complimentary Avis Preferred Plus membership
  • Visa Infinite Benefits
  • Travel Emergency Medical Insurance
  • Trip Cancellation / Trip Interruption Insurance
  • Flight Delay Insurance
  • Delayed and Lost Baggage Insurance
  • Hotel/Motel Burglary Insurance
  • Liability Waiver Insurance Program
Eligibility
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income $60,000 per year
Temporary Residents No
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Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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