Scotiabank Passport™ Visa Infinite Card review

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Advertiser Disclosure

Interest Rate: Purchases
19.99%
Balance Transfer
22.99%
Rewards
1 - 2 points
Signup Bonus
25000 points (after spending $1,000)


Am I eligible?


Scotiabank Passport™ Visa Infinite Card is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada
Yes Have a minimum personal income of $60000.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Canadian Kilometers

The Scotiabank Passport Visa Infinite is one of the most well rounded credit cards in the Canadian market, with no foreign transaction fees, great rewards, and stellar card benefits. The signup bonus is worth $250, bonused purchases earn you up to a 2.25% return, and you also get 6 free Priority Pas...

- Canadian Kilometers
RateSupermarket

Can easily get you to your next destination and provide you with extensive luxury travel benefits and insurance. Within three months, the card already reaps benefits, as their bonus point offer alone qualifies for a flight worth $250. In addition, its earning potential and flexible redemption proces...

- RateSupermarket
Credit Cards Canada

If you spend a lot of money in foreign currencies and you’re desperately looking for a replacement credit card after Chase axed its credit cards, this credit card is worth serious consideration.

- Credit Cards Canada
Ratehub.ca

Despite having a slightly lower earn rate than comparable travel credit cards (albeit a slightly lower annual fee), the Scotia Passport Visa Infinite is a well-rounded card that offers real value tailored to travellers with no foreign transaction fee, six free Priority Pass airport lounge visits per...

- Ratehub.ca
PointsNerd

Kudos Scotiabank for introducing a legitimate travel credit card and sparing us from the dreaded foreign transaction charge! Having a card with no FX fee is essential for everyone and the Scotiabank Passport Infinite Visa is the first card that comes with relevant insurance and travel benefits.

- Chao, PointsNerd

Details


Interest Rates
Regular APR Interest Rate 19.99%
Balance Transfer Interest Rate 22.99%
Cash Advance Interest Rate 22.99%
Rates & Fees
Annual Fee $139.00
Balance Transfer Fee $3.50
Cash Advance Fee $3.50

$7.50 for each cash advance obtained at any ABM, Scotiabank, and any financial institution that's outside of Canada.

Foreign Transaction Fee $0.00
Over Limit Fee $29.00
Late Payment Fee $0.00
Promotions
Sign up bonus 25000 points after spending $1,000

On everyday purchases within the first 3 months.

Rewards
All Purchases 1 point per $1 spent
Restaurants 2 points per $1 spent (on first $50000 spent)
Gas No
Groceries 2 points per $1 spent (on first $50000 spent)
Hotels No
Travel 2 points per $1 spent (on first $50000 spent)

On daily transit purchases (including buses, subways, taxis and more)

Pharmacy No
Bills No
Additional Details
  • 2 points per $1 spent on Entertainment purchases (on first $50,000 spent)
  • Earn 10,000 bonus points when you spend at least $40,000 in purchases annually and an additional 2,000 points for every additional $10,000 in that same year.
Features & Benefits
Additional Card Holders Yes
  • $0.00 for one additional card
  • $50.00 for each additional card thereafter
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service Yes
Price Protection Yes
Fraud Protection No
Free Credit Scores No
Wireless Payments Apple Pay
Additional Benefits
  • Complimentary Airport Lounge Access, 6 free lounge visits per year
  • Complimentary Priority Pass membership
  • Trip Cancellation / Trip Interruption Insurance
  • Flight Delay Insurance
  • Delayed and Lost Baggage Insurance
  • Hotel/Motel Burglary Insurance
  • Visa Infinite Benefits
Eligibility
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income $60,000 per year
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


Canadian Kilometers

Great option for folks who spend a lot in foreign currencies

Canadian Kilometers

The Scotiabank Passport Visa Infinite is one of the most well rounded credit cards in the Canadian market, with no foreign transaction fees, great rewards, and stellar card benefits. The signup bonus is worth $250, bonused purchases earn you up to a 2.25% return, and you also get 6 free Priority...More

The Scotiabank Passport Visa Infinite is one of the most well rounded credit cards in the Canadian market, with no foreign transaction fees, great rewards, and stellar card benefits. The signup bonus is worth $250, bonused purchases earn you up to a 2.25% return, and you also get 6 free Priority Pass visits. This is a fantastic option for travellers if you want a one-stop solution to your credit card needs and already bank with Scotiabank.

Read full review

Less

RateSupermarket

Average earning potential

RateSupermarket

Can easily get you to your next destination and provide you with extensive luxury travel benefits and insurance. Within three months, the card already reaps benefits, as their bonus point offer alone qualifies for a flight worth $250. In addition, its earning potential and flexible redemption pr...More

Can easily get you to your next destination and provide you with extensive luxury travel benefits and insurance. Within three months, the card already reaps benefits, as their bonus point offer alone qualifies for a flight worth $250. In addition, its earning potential and flexible redemption process makes the card a decent everyday option.

Read full review

Less

Credit Cards Canada

A well-rounded credit card for the affluent traveller

Credit Cards Canada

If you spend a lot of money in foreign currencies and you’re desperately looking for a replacement credit card after Chase axed its credit cards, this credit card is worth serious consideration.

Read full review

If you spend a lot of money in foreign currencies and you’re desperately looking for a replacement credit card after Chase axed its credit cards, this credit card is worth serious consideration.

Read full review

Less

Ratehub.ca

Brings a major perk often lacking in the Canadian travel rewards market

Despite having a slightly lower earn rate than comparable travel credit cards (albeit a slightly lower annual fee), the Scotia Passport Visa Infinite is a well-rounded card that offers real value tailored to travellers with no foreign transaction fee, six free Priority Pass airport lounge visits...More

Despite having a slightly lower earn rate than comparable travel credit cards (albeit a slightly lower annual fee), the Scotia Passport Visa Infinite is a well-rounded card that offers real value tailored to travellers with no foreign transaction fee, six free Priority Pass airport lounge visits per year, and a strong travel insurance package.

Read full review

Less

PointsNerd

An almost perfect credit card offering for travelers

from PointsNerd

Kudos Scotiabank for introducing a legitimate travel credit card and sparing us from the dreaded foreign transaction charge! Having a card with no FX fee is essential for everyone and the Scotiabank Passport Infinite Visa is the first card that comes with relevant insurance and travel benefits.

Read full review

Kudos Scotiabank for introducing a legitimate travel credit card and sparing us from the dreaded foreign transaction charge! Having a card with no FX fee is essential for everyone and the Scotiabank Passport Infinite Visa is the first card that comes with relevant insurance and travel benefits.

Read full review

Less

Pointshogger

Very competitive

from Pointshogger

This is a very competitive offer by Scotiabank bank and I am very excited to see it added to the market. This should put some pressure on other credit card companies to step up their game!

Read full review

This is a very competitive offer by Scotiabank bank and I am very excited to see it added to the market. This should put some pressure on other credit card companies to step up their game!

Read full review

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Rewards Canada

An accessible card that provides excellent benefits

Rewards Canada

You get a well rounded card that curbed the give and take - it gives you almost everything you need in travel rewards credit card.

Read full review

You get a well rounded card that curbed the give and take - it gives you almost everything you need in travel rewards credit card.

Read full review

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GreedyRates.ca

Comes with a nice sign-up bonus, a solid rewards rate and some attractive perks

from GreedyRates.ca

The Passport Visa Infinite card, however, is the only travel card from a major bank with no foreign transaction fee, and its Priority Pass membership and insurance features are nothing to scoff at. If you travel only in Canada, then you can likely earn more rewards with a different credit card....More

The Passport Visa Infinite card, however, is the only travel card from a major bank with no foreign transaction fee, and its Priority Pass membership and insurance features are nothing to scoff at. If you travel only in Canada, then you can likely earn more rewards with a different credit card. If you travel abroad at least several times a year, however, the money you’ll save with no foreign exchange surcharges could well make up for Passport’s annual fee over the course of just a couple of trips. 

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Money We Have

Clearly built with the modern traveller in mind

from Money We Have

Although the earn rate is not the highest compared to other travel rewards credit card, I do feel that the included benefits and the fact that there are no foreign transaction fees makes this a worthy card.

Read full review

Although the earn rate is not the highest compared to other travel rewards credit card, I do feel that the included benefits and the fact that there are no foreign transaction fees makes this a worthy card.

Read full review

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User Reviews


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