Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Barry Choi, Money We HaveMy Scotiabank More Rewards Visa card review is neutral. A travel credit card earns you much better points, but as a no-fee card, the Scotiabank More Rewards card will appeal to certain people.
- creditcardGeniusWhat makes that possible is the high points earn rate and the fact that certain travel redemption options give the highest point value when you go to redeem your points. Sure, it's lacking in the travel insurance department, but for straight earning and redeeming for travel with no fees - it works r...
- Rewards Canada Team, Rewards CanadaOverall this card makes great sense for most people but primarily those who are More Rewards members and have More Rewards as one of their main loyalty programs, those who only get no annual fee cards as they are adverse to paying annual fees, those who need a Visa branded card to complete their cre...
Interest Rates | |
---|---|
Regular APR Interest Rate | 19.99% |
Balance Transfer Interest Rate | 22.99% |
Cash Advance Interest Rate | 22.99% |
Rates & Fees | |
Annual Fee | $0.00 |
Balance Transfer Fee | $5.00 |
Cash Advance Fee |
$5.00
|
Foreign Transaction Fee |
2.5% Transactions made in a foreign currency will be converted and posted to your account in Canadian currency. |
Over Limit Fee | $29.00 |
Late Payment Fee | $0.00 |
Promotions | |
Sign up bonus | No |
Rewards | |
All Purchases | 4 points per $1 spent |
Restaurants | No |
Gas | No |
Groceries | No |
Hotels | No |
Travel | No |
Pharmacy | No |
Bills | No |
Additional Details |
6 points per $1 spent on purchases at participating More Rewards locations |
Features & Benefits | |
Additional Card Holders | Yes |
Travel Accident Insurance | No |
Car Rental Insurance | No |
Car Rental Discount | No |
Extended Warranty | No |
Purchase Protection | Yes |
Zero Liability | No |
No Foreign Transaction Fees | No |
Emergency Assistance | No |
Concierge Service | No |
Price Protection | No |
Fraud Protection | No |
Free Credit Scores | No |
Wireless Payments | No |
Virtual Cards | No |
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age |
18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces. |
Minimum Personal Income |
$12,000 per year |
Temporary Residents | No |
More | |
Additional comments |
Not available in Quebec. |
Terms & Conditions | Official Terms & Conditions |
Suggest a correction |
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