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Scotiabank® Scene+™ Visa Card review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
20.99%
Interest Rate: Purchases
20.99%
Balance Transfer
22.99%
Balance Transfer
22.99%
Rewards
1 point
Rewards
1 point
Signup Bonus
2500 points (after spending $250)
Signup Bonus
2500 points (after spending $250)


8.6/10
Informr score
The Scotiabank® Scene+™ Visa Card currently has an Informr score of 8.6 out of 10. This score is based on our evaluation of 12 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Scotiabank® Scene+™ Visa Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada
Yes Have a minimum personal income of $12000.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Money.ca
Money.ca

The Scotiabank® Scene+™ Visa* Card is a great card for people who don’t spend a lot on their credit cards (we would say less than $10,000 per year), students and those who want to be able to redeem for rewards early and often without having to spend a fortune. We love that the card has no annual fee...

- Money.ca
Forbes
Forbes

A competitive no-fee credit card with a flexible rewards program that earns points on groceries and entertainment.

- Hannah Logan, Forbes
Rewards Canada
Rewards Canada

The no fee Scotiabank Scene+ Visa card has also been a front running card when it came to students and movie lovers. That's all changed thanks to the revamped Scene+ program and now we have a card that is great for any Canadian that is looking for a no fee Visa card. It is the best no fee Visa card...

- Rewards Canada
Wealth Rocket
Wealth Rocket

SCENE is one of Canada’s most famous reward programs for a reason. Not only does it have a fairly low redemption threshold but it is also unparalleled in its ability to bring free movies to the people. If you are looking for a rewards card that will deliver beyond a movie ticket, it might make the m...

- Rachel Cribby, Wealth Rocket
Money We Have
Money We Have

My Scotiabank SCENE Visa card review is positive. The card is clearly aimed at people who love movies and it rewards them for visiting the theatre. The overall benefits aren’t the best, but you can still earn massive amounts of points at Cineplex Theatres.

- Barry Choi, Money We Have

Details


Interest Rates
Regular APR Interest Rate 20.99%
Balance Transfer Interest Rate 22.99%
Cash Advance Interest Rate 22.99%
Rates & Fees
Annual Fee $0.00
Balance Transfer Fee $5.00
Cash Advance Fee $5.00
  • For transactions processed by Scotiabank, any financial institution in Canada, Scotiabank ABM, any non-Scotiabank ABM displaying Interac+ symbol
  • $7.50 for transactions obtained at any ABM or processed by any financial institution outside of Canada
Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $29.00
Late Payment Fee $0.00
Promotions
Sign up bonus 2500 points after spending $250
  • On purchases within the first 3 months.
  • You are eligible to earn an additional  5,000 Scene+ point bonus when you spend at least $1,000 in everyday eligible purchases in your first 3 months
Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details
  • 2 points per $1 spent at Cineplex and at cineplex.com
  • 2 points per $1 spent at Sobeys, Safeway, Foodland & Participating Co-ops
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount Yes
Extended Warranty No
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits
  • Avis rental car discount up to 25% at participating locations.
  • As a SCENE member, you get 10% more off the already discounted movie tickets on Tuesdays at Cineplex.
Eligibility
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income $12,000 per year


Temporary Residents No
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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