Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Mohamed Konate, My Rate CompassGood travel and rewards credit card for those who would like to Earn and Redeem RBC Rewards point.A no-annual fee rewards card that earns you 1 RBC Reward point for every $1 spent on groceries, gas, and drug store purchases, plus 1 point for every $2 spent on everything else. Cardholders can earn up...
- Dan, HowToSaveMoney.caThe RBC Rewards+ Visa is a great card for anyone with low annual spend that also wants some flexibility on how to redeem rewards. The card also offers 3 cents off per litre at Petro Canada gas stations, which comes in handy for anyone who spends a significant amount on fuel annually. The downside is...
Interest Rates | |
---|---|
Regular APR Interest Rate | 19.99% |
Balance Transfer Interest Rate | 22.99% |
Cash Advance Interest Rate | 22.99% |
Rates & Fees | |
Annual Fee | $0.00 |
Balance Transfer Fee |
3% Maximum |
Cash Advance Fee |
$3.50 $5.00 fee for cash advances outside of Canada. |
Foreign Transaction Fee |
2.5% Transactions made in a foreign currency will be converted and posted to your account in Canadian currency. |
Over Limit Fee | $29.00 |
Late Payment Fee | $0.00 |
Promotions | |
Sign up bonus |
Earn up to 3,500 additional RBC Rewards points by going digital in the first 60 days |
Rewards | |
All Purchases | 1 point per $2 spent |
Restaurants | No |
Gas | 1 point per $1 spent |
Groceries | 1 point per $1 spent |
Hotels | No |
Travel | No |
Pharmacy | 1 point per $1 spent |
Bills | No |
Additional Details |
|
Features & Benefits | |
Additional Card Holders | Yes |
Travel Accident Insurance | No |
Car Rental Insurance | No |
Car Rental Discount | No |
Extended Warranty | Yes |
Purchase Protection | Yes |
Zero Liability | No |
No Foreign Transaction Fees | No |
Emergency Assistance | No |
Concierge Service | No |
Price Protection | No |
Fraud Protection | No |
Free Credit Scores | No |
Wireless Payments | Samsung Pay |
Virtual Cards | No |
Additional Benefits |
Get $0 delivery fees for 3 months from DoorDash |
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age |
18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces. |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
Suggest a correction |
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