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RBC Rewards+ Visa review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
19.99%
Interest Rate: Purchases
19.99%
Balance Transfer
22.99%
Balance Transfer
22.99%
Rewards
1 point
Rewards
1 point
Signup Bonus
-
Signup Bonus
-


7.3/10
Informr score
The RBC Rewards+ Visa currently has an Informr score of 7.3 out of 10. This score is based on our evaluation of 2 sources including reviews from users and the web's most trusted critics.

Am I eligible?


RBC Rewards+ Visa is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


My Rate Compass
My Rate Compass

Good travel and rewards credit card for those who would like to Earn and Redeem RBC Rewards point.A no-annual fee rewards card that earns you 1 RBC Reward point for every $1 spent on groceries, gas, and drug store purchases, plus 1 point for every $2 spent on everything else. Cardholders can earn up...

- Mohamed Konate, My Rate Compass
HowToSaveMoney.ca
HowToSaveMoney.ca

The RBC Rewards+ Visa is a great card for anyone with low annual spend that also wants some flexibility on how to redeem rewards. The card also offers 3 cents off per litre at Petro Canada gas stations, which comes in handy for anyone who spends a significant amount on fuel annually. The downside is...

- Dan, HowToSaveMoney.ca

Details


Interest Rates
Regular APR Interest Rate 19.99%
Balance Transfer Interest Rate 22.99%
Cash Advance Interest Rate 22.99%
Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Maximum

Cash Advance Fee $3.50

$5.00 fee for cash advances outside of Canada.

Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $29.00
Late Payment Fee $0.00
Promotions
Sign up bonus

Earn up to 3,500 additional RBC Rewards points by going digital in the first 60 days

Rewards
All Purchases 1 point per $2 spent
Restaurants No
Gas 1 point per $1 spent
Groceries 1 point per $1 spent
Hotels No
Travel No
Pharmacy 1 point per $1 spent
Bills No
Additional Details
  • Earn more Be Well points at Rexall - link this card with your Be Well card to:
    • Get 50 Be Well points for every $1 spent on eligible products at Rexall
    • Redeem Be Well points faster for savings in store on eligible purchases; 25,000 Be Well points = $10
  • Instant Fuel Savings at Petro-Canada - link your card and get the following:
    • Instantly save 3¢/L on fuel4 and always earn 20% more Petro-Points
    • Always earn 20% more RBC Rewards points
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments Samsung Pay
Virtual Cards No
Additional Benefits

Get $0 delivery fees for 3 months from DoorDash

Eligibility
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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