National Bank World MasterCard review

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Advertiser Disclosure

Interest Rate: Purchases
19.99%
Balance Transfer
22.99%
Rewards
2 points
Signup Bonus
-


Am I eligible?


National Bank World MasterCard is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada
Yes Have a minimum personal income of $60000.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


creditcardGenius

Similar to the World Elite, this World version doesn’t have the best earn rate. The first $20,000 in annual spend is easily matched by some no annual fee cash back cards. But, if you spend $30,000 or more a year, you will start to see some value in points. Unfortunately, this card does not offer the...

- Jonathon, creditcardGenius

Details


Interest Rates
Regular APR Interest Rate 19.99%
Balance Transfer Interest Rate 22.99%
Cash Advance Interest Rate 22.99%
Rates & Fees
Annual Fee $115.00
Balance Transfer Fee 1%

If transfer is requested when credit card account is opened, otherwise 3%.

Cash Advance Fee $3.50

$5.00 fee for cash advances outside of Canada.

Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $0.00
Late Payment Fee $0.00
Promotions
Sign up bonus No
Rewards
All Purchases 2 points per $1 spent
Earn additional 1.25 points per dollar spent on À la carte Travel
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes

$35 per year for each card

Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Additional Benefits
  • Free access (with one guest) to the National Bank Lounge at Montreal-Trudeau airport
  • Trip Cancellation and Interruption Insurance
  • Flight delay insurance
  • Baggage insurance
  • Baggage delay insurance
Eligibility
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income $60,000 per year
Temporary Residents No
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Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


creditcardGenius

If you're after the insurance package

from creditcardGenius

Similar to the World Elite, this World version doesn’t have the best earn rate. The first $20,000 in annual spend is easily matched by some no annual fee cash back cards. But, if you spend $30,000 or more a year, you will start to see some value in points. Unfortunately, this card does not of...More

Similar to the World Elite, this World version doesn’t have the best earn rate. The first $20,000 in annual spend is easily matched by some no annual fee cash back cards. But, if you spend $30,000 or more a year, you will start to see some value in points. Unfortunately, this card does not offer the complimentary travel benefits that the World Elite Mastercard comes with to make up for its lower return on spending.

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