Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Enoch Omololu, SAVVY New CanadiansThe National Bank Syncro Mastercard is worth it if you need a secure low-interest credit card with multiple benefits. This credit card offers purchase and fraud protection, along with an extended purchase warranty, making it one of the best cards for Canadian residents who prioritize security while...
- Claire Horwood, FinderThe National Bank Syncro Mastercard offers low interest rates and the chance to earn bonus cash back in your first year. You’ll also get a handful of benefits like purchase protection and extended warranty coverage when you sign up. The biggest downside of this card is that you won’t earn any points...
- Mohamed Konate, My Rate CompassThe Syncro Mastercard’s main advantage is reduced interest rates. Cardholders can take advantage of significantly lower costs of financing. There is an annual fee of $35 to use this credit card. The main benefit of the Syncro Mastercard is the reduced interest rates on purchases, cash advances and b...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate | 11.2% |
| Balance Transfer Interest Rate | 15.2% |
| Cash Advance Interest Rate | 15.2% |
| Rates & Fees | |
| Annual Fee | $35.00 |
| Balance Transfer Fee |
1% If transfer is requested when credit card account is opened, otherwise 3%. |
| Cash Advance Fee |
$3.50 $5.00 fee for cash advances outside of Canada. |
| Foreign Transaction Fee |
2.5% Transactions made in a foreign currency will be converted and posted to your account in Canadian currency. |
| Over Limit Fee | $0.00 |
| Late Payment Fee | $0.00 |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | No |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age |
18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces. |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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