Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Claire Horwood, FinderThe National Bank Platinum Mastercard is a mid-level travel rewards card that lets you earn flexible points and cash back. You’ll also get comprehensive travel benefits and other perks like car rental insurance and purchase protection when you sign up.
- MoneyGeniusThe National Bank Platinum Mastercard is a good choice for people who don't want high annual fees and complicated rewards systems. You can still redeem your points for travel, but it's a simple 10,000 points = $100 in travel conversion. And it's important to recognize just how rare getting a full 10...
- Jonathon, creditcardGeniusAlthough the insurance package isn’t quite as good as its World and World Elite counterparts, it still compares favourably to the competition. Not as impressive as the World and World Elite, but it still offers the same extended warranty and purchase protection. So, if a good insurance package and n...
Interest Rates | |
---|---|
Regular APR Interest Rate | 20.99% |
Balance Transfer Interest Rate | 22.49% |
Cash Advance Interest Rate | 22.49% |
Rates & Fees | |
Annual Fee |
$70.00 Waived on the first year |
Balance Transfer Fee |
1% If transfer is requested when credit card account is opened, otherwise 3%. |
Cash Advance Fee |
$3.50 $5.00 fee for cash advances outside of Canada. |
Foreign Transaction Fee |
2.5% Transactions made in a foreign currency will be converted and posted to your account in Canadian currency. |
Over Limit Fee | $0.00 |
Late Payment Fee | $0.00 |
Promotions | |
Sign up bonus |
10000 points after spending $2,500
|
Rewards | |
All Purchases | 1 point per $1.5 spent |
Restaurants | 2 points per $1 spent |
Gas |
1.5 points per $1 spent Including electric vehicle charging |
Groceries | 2 points per $1 spent |
Hotels | No |
Travel |
1.5 points per $1 spent You must make your eligible purchases via the À la carte Travel™ Agency |
Pharmacy | No |
Bills | 1.5% cash back |
Features & Benefits | |
Additional Card Holders |
$35 per year for each card |
Travel Accident Insurance | Yes |
Car Rental Insurance | Yes |
Car Rental Discount | No |
Extended Warranty | Yes |
Purchase Protection | Yes |
Zero Liability | Yes |
No Foreign Transaction Fees | No |
Emergency Assistance | Yes |
Concierge Service | No |
Price Protection | No |
Fraud Protection | Yes |
Free Credit Scores | No |
Wireless Payments | Apple Pay, Google Pay |
Virtual Cards | No |
Additional Benefits |
|
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age |
18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces. |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
Suggest a correction |
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