BMO® Air Miles® World Mastercard® review

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Advertiser Disclosure

Interest Rate: Purchases
Balance Transfer
1 - 1.5 Miles
Signup Bonus

Informr score
The BMO® Air Miles® World Mastercard® currently has an Informr score of 8.4 out of 10. This score is based on our evaluation of 2 sources including reviews from users and the web's most trusted critics.

Am I eligible?

BMO® Air Miles® World Mastercard® is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada
Yes Have a minimum personal income of $60000.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...

Members need to spend around $1175-$1250 per month (for a year) to earn back an amount of Air Miles equivalent to the card’s annual fee, and that’s if they don’t make any purchases at Shell or the other locations where earnings are accelerated. This sets the bar relatively low for most cardholders.


This BMO AIR MILES World Mastercard does exactly that, while keeping things nice and simple by letting you earn 1 Mile for every $15 spent. You can earn extra Miles when you use your card at Shell Gas Stations and National or Alamo car rental locations.

- creditcardGenius


Interest Rates
Regular APR Interest Rate 19.99%
Balance Transfer Interest Rate 22.99%
Cash Advance Interest Rate 22.99%
Rates & Fees
Annual Fee $99.00
Balance Transfer Fee 3%


Cash Advance Fee $3.50

$5.00 fee charged at a financial institution/ATM outside Canada.

Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $29.00
Late Payment Fee $0.00
Sign up bonus

Get 5x the Miles at Shell until December 31, 2020

All Purchases 1 mile for $15 spent
Restaurants No
Gas 1.25 miles for $15 spent

On purchases made at participating Shell locations in Canada (including, Beaver, Turbo and Payless) to a maximum of $2,500 in any monthly billing period.

Groceries No
Hotels No
Travel 1.5 miles for $20 spent

On purchases made at National Car Rental and Alamo Rent A Car.

Pharmacy No
Bills No
Additional Details

Features & Benefits
Additional Card Holders Yes

$35 per year for each card

Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay
Virtual Cards No
Additional Benefits

Lost Baggage Insurance

Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income $60,000 per year

Temporary Residents No
Additional comments
Terms & Conditions Official Terms & Conditions
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