HSBC Premier World Elite® Mastercard® review

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Advertiser Disclosure

Interest Rate: Purchases
Balance Transfer
3 - 6 points
Signup Bonus

Am I eligible?

HSBC Premier World Elite® Mastercard® is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada
Yes Have a minimum personal income of $80000.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.


Interest Rates
Regular APR Interest Rate 19.9%
Balance Transfer Interest Rate 22.9%
Cash Advance Interest Rate 22.9%
Rates & Fees
Annual Fee $149.00

Full annual fee rebate for the first year

Balance Transfer Fee 5%


Cash Advance Fee $2.00

- $4 for ATMs outside Canada

- $3 for over the counter transactions

- $5 for over the counter transactions outside Canada

Foreign Transaction Fee $0.00
Over Limit Fee $29.00
Late Payment Fee $0.00
Sign up bonus

Earn 20,000 welcome bonus points

All Purchases 3 points per $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel 6 points per $1 spent
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay
Virtual Cards No
Additional Benefits

- $100 annual travel enhancement credit

- Receive a complimentary membership to Mastercard Airport Experiences Provided by LoungeKey

- Unlimited Wi-Fi through Boingo

- Receive a 10% discount on select hotel bookings on your card with Expedia and Agoda

- Baggage Delay or Loss insurance

- Trip Cancellation and Trip Interruption/Delay insurance

Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income $80,000 per year
Temporary Residents No
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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