TD First Class Travel® Visa Infinite Card review

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Advertiser Disclosure

Interest Rate: Purchases
19.99%
Balance Transfer
22.99%
Rewards
3 - 9 points
Signup Bonus
40000 points (after spending $2,000)


8.4/10
Informr score
The TD First Class Travel® Visa Infinite Card currently has an Informr score of 8.4 out of 10. This score is based on our evaluation of 3 sources including reviews from users and the web's most trusted critics.

Am I eligible?


TD First Class Travel® Visa Infinite Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada
Yes Have a minimum personal income of $60000.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Ratehub.ca

The TD First Class Travel Visa Infinite ticks off all the boxes of a great rewards credit card – from a flexible points program and large sign-up bonus to top-notch travel insurance benefits.

- Hyder Owainati, Ratehub.ca
creditcardGenius

This card gives you a rare 4.5% back on travel purchases, while giving you great insurance coverage plus additional perks and benefits.

- creditcardGenius
GreedyRates.ca

The TD First Class Visa Infinite card is a new breed of Canadian travel rewards cards offering flexibility, simplicity, transparency and value compared to traditional captive rewards and redemption chart programs like Avion, Aeroplan and Aventura.

- GreedyRates Team, GreedyRates.ca

Details


Interest Rates
Regular APR Interest Rate 19.99%
Balance Transfer Interest Rate 22.99%
Cash Advance Interest Rate 22.99%
Rates & Fees
Annual Fee $120.00

Waived on the first year.

Balance Transfer Fee 3%

Maximum

Cash Advance Fee 1%

Minimum of $3.50, maximum of $10.00

Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $29.00
Late Payment Fee $0.00
Promotions
Sign up bonus 40000 points after spending $2,000
  • On purchases within the first 3 months.
  • Welcome Bonus of 20,000 points when you make your first Purchase with your Card.
  • Anniversary Bonus of 20,000 points when you spend a total annual amount of $10,000 and keep your account open, active and in good standing for 12 months after Account opening.
Rewards
All Purchases 3 points per $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel 9 points per $1 spent

On purchases made online through Expedia For TD.

Pharmacy No
Bills No
Additional Details


Features & Benefits
Additional Card Holders Yes

$50 per year for each card

Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount Yes
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Additional Benefits
  • Trip Cancellation/Trip Interruption Insurance
  • Delayed and Lost Baggage Insuranc
  • Priority Pass Membership discount
Eligibility
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income $60,000 per year
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


Ratehub.ca

Designed first and foremost with travellers in mind

from Ratehub.ca

The TD First Class Travel Visa Infinite ticks off all the boxes of a great rewards credit card – from a flexible points program and large sign-up bonus to top-notch travel insurance benefits.

Read full review

The TD First Class Travel Visa Infinite ticks off all the boxes of a great rewards credit card – from a flexible points program and large sign-up bonus to top-notch travel insurance benefits.

Read full review

Less

creditcardGenius

Earn up to 4.5% back in rewards

creditcardGenius

This card gives you a rare 4.5% back on travel purchases, while giving you great insurance coverage plus additional perks and benefits.

Read full review

This card gives you a rare 4.5% back on travel purchases, while giving you great insurance coverage plus additional perks and benefits.

Read full review

Less

GreedyRates.ca

Extraordinary travel benefits

GreedyRates.ca

The TD First Class Visa Infinite card is a new breed of Canadian travel rewards cards offering flexibility, simplicity, transparency and value compared to traditional captive rewards and redemption chart programs like Avion, Aeroplan and Aventura.

Read full review

The TD First Class Visa Infinite card is a new breed of Canadian travel rewards cards offering flexibility, simplicity, transparency and value compared to traditional captive rewards and redemption chart programs like Avion, Aeroplan and Aventura.

Read full review

Less

User Reviews


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