PC Financial® World Mastercard® review

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Advertiser Disclosure

Interest Rate: Purchases
19.97%
Balance Transfer
22.97% (0.97% for the first 6 months)
Rewards
10 - 35 points
Signup Bonus
-


Am I eligible?


PC Financial® World Mastercard® is typically available to those with average credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada
Yes Have a minimum personal income of $60000.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Money We Have

My PC Financial World Mastercard review is positive. Despite the fact that there are some better cash back credit cards out there, this card is clearly aimed at people who shop at Shoppers Drug Mart and Loblaws owned stores on a regular basis. If you’re one of those people, then this card will help...

- Barry Choi, Money We Have
GreedyRates.ca

The PC Financial World Mastercard is a step up from the PC Financial Mastercard. There are no annual fees for this credit card as well, however, users will need a personal annual income of $60000. The points system is similar to that of the PC Financial Mastercard, but with this card, you have a hig...

- Hannah Logan, GreedyRates.ca
RateSupermarket

You can earn PC Optimum points at an accelerated rate, which means more points in your pocket. Best of all, the card only requires a personal income of $60,000 or household income of $100,000 for you to qualify, in addition to credit approval.

- RateSupermarket

Details


Interest Rates
Regular APR Interest Rate 19.97%
Balance Transfer Interest Rate 22.97% (0.97% for the first 6 months)

Intro rate applies on balances transferred within the first 90 days of account opening if you apply before December 31, 2017.

Cash Advance Interest Rate 22.97%
Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 1%
Cash Advance Fee $3.50

$5.00 fee for cash advances outside of Canada.

Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $29.00
Late Payment Fee $0.00
Promotions
Sign up bonus No
Rewards
All Purchases 10 points per $1 spent
Restaurants No
Gas No
Groceries 20 points per $1 spent

On purchases at grocery stores that sell PC branded products.

Hotels No
Travel 20 points per $1 spent

On purchases made at pctravel.ca

Pharmacy 35 points per $1 spent

On purchases at Shoppers Drug Mart

Bills No
Additional Details

30 points per litre of gasoline or diesel purchased at Esso stations in Canada.

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection No
Free Credit Scores Yes
Wireless Payments No
Additional Benefits

Mastercard Global Service

Eligibility
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income $60,000 per year
Temporary Residents No
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Additional comments
Terms & Conditions Official Terms & Conditions
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Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.

Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

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Critic Reviews


Money We Have

For people who shop at Shoppers Drug Mart and Loblaws

from Money We Have

My PC Financial World Mastercard review is positive. Despite the fact that there are some better cash back credit cards out there, this card is clearly aimed at people who shop at Shoppers Drug Mart and Loblaws owned stores on a regular basis. If you’re one of those people, then this card will help you earn more points.

Read full review

My PC Financial World Mastercard review is positive. Despite the fact that there are some better cash back credit cards out there, this card is clearly aimed at people who shop at Shoppers Drug Mart and Loblaws owned stores on a regular basis. If you’re one of those people, then this card will help you earn more points.

Read full review

Less

GreedyRates.ca

No annual fees, higher earn rate

from GreedyRates.ca

The PC Financial World Mastercard is a step up from the PC Financial Mastercard. There are no annual fees for this credit card as well, however, users will need a personal annual income of $60000. The points system is similar to that of the PC Financial Mastercard, but with this card, you have a higher earn rate.

Read full review

The PC Financial World Mastercard is a step up from the PC Financial Mastercard. There are no annual fees for this credit card as well, however, users will need a personal annual income of $60000. The points system is similar to that of the PC Financial Mastercard, but with this card, you have a higher earn rate.

Read full review

Less

RateSupermarket

For a no fee card, the earning rate can't be beat

RateSupermarket

You can earn PC Optimum points at an accelerated rate, which means more points in your pocket. Best of all, the card only requires a personal income of $60,000 or household income of $100,000 for you to qualify, in addition to credit approval.

Read full review

You can earn PC Optimum points at an accelerated rate, which means more points in your pocket. Best of all, the card only requires a personal income of $60,000 or household income of $100,000 for you to qualify, in addition to credit approval.

Read full review

Less

User Reviews


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