Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Bennett O'Brien, FinderIf you regularly travel internationally, then this could be a solid option for a travel credit card, although the interest rate is higher than some of the alternatives, such as the Odyssey Visa Infinite Privilege card. However, the minimum annual income requirement is lower, so the Odyssey World Eli...
- Mohamed Konate, My Rate CompassThis unique Mastercard from Desjardins stands in a league of its own. It is considered one of the best travel cards on the market, especially as it is a Mastercard and has wider coverage than Visa. With an interest rate of 19.99% and an annual fee of $130, you can use the Desjardins Odyssey® World E...
- GreedyRates.caProclaiming itself as ‘the must-have card for frequent flyers,’ this Desjardins credit card is ideal for cardholders who want a comprehensive free travel insurance program along with travel-related perks and rewards.
Interest Rates | |
---|---|
Regular APR Interest Rate | 19.9% |
Balance Transfer Interest Rate | 19.9% |
Cash Advance Interest Rate | 19.9% |
Rates & Fees | |
Annual Fee | $130.00 |
Balance Transfer Fee | $0.00 |
Cash Advance Fee | $0.00 |
Foreign Transaction Fee |
2.5% Transactions made in a foreign currency will be converted and posted to your account in Canadian currency. |
Over Limit Fee | $0.00 |
Late Payment Fee | $0.00 |
Promotions | |
Sign up bonus | No |
Rewards | |
All Purchases | 1.5% cash back |
Restaurants | 2% cash back (on first $6000 spent) |
Gas | No |
Groceries | 3% cash back (on first $10000 spent) |
Hotels | No |
Travel | No |
Pharmacy | No |
Bills | No |
Additional Details |
|
Features & Benefits | |
Additional Card Holders |
$40 per year for each card |
Travel Accident Insurance | Yes |
Car Rental Insurance | Yes |
Car Rental Discount | Yes |
Extended Warranty | Yes |
Purchase Protection | Yes |
Zero Liability | Yes |
No Foreign Transaction Fees | No |
Emergency Assistance | Yes |
Concierge Service | Yes |
Price Protection | No |
Fraud Protection | Yes |
Free Credit Scores | No |
Wireless Payments | Apple Pay, Google Pay |
Virtual Cards | No |
Additional Benefits |
|
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age |
18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces. |
Minimum Personal Income | $80,000 per year |
Temporary Residents | Yes |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
Suggest a correction |
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