Desjardins Modulo Visa review

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Advertiser Disclosure

Interest Rate: Purchases
10.9
Balance Transfer
10.9
Rewards
1% cashback
Signup Bonus
-


Am I eligible?


Desjardins Modulo Visa is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


GreedyRates.ca

With a combination of a low-interest rate along with cash back, the Desjardins Modulo Visa is best for users who want a practical, multi-purpose card.

- GreedyRates.ca

Details


Interest Rates
Regular APR Interest Rate 10.9%
Balance Transfer Interest Rate 10.9%
Cash Advance Interest Rate 10.9%
Rates & Fees
Annual Fee $50.00
Balance Transfer Fee $0.00
Cash Advance Fee $0.00
Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $0.00
Late Payment Fee $0.00
Promotions
Sign up bonus No
Rewards
All Purchases 1% cash back
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes

$10 per year for each card

Travel Accident Insurance Yes
Car Rental Insurance No
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Paywave, Apple Pay, Android Pay
Additional Benefits

- Up to 20% discount at participating Hertz locations worldwide.

- Mobile Device Insurance

- Trip Interruption and Cancellation Insurance

- Baggage Insurance

- Credit Balance Insurance

- Online Shopping Protection

Eligibility
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income
Temporary Residents Yes
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Additional comments
Terms & Conditions Official Terms & Conditions
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Critic Reviews


GreedyRates.ca

A practical, multi-purpose card

GreedyRates.ca

With a combination of a low-interest rate along with cash back, the Desjardins Modulo Visa is best for users who want a practical, multi-purpose card.

Read full review

With a combination of a low-interest rate along with cash back, the Desjardins Modulo Visa is best for users who want a practical, multi-purpose card.

Read full review

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