CIBC Dividend® Visa Infinite Card review

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Advertiser Disclosure

Interest Rate: Purchases
19.99%
Balance Transfer
22.99%
Rewards
1 - 4% cashback
Signup Bonus
-


Am I eligible?


CIBC Dividend® Visa Infinite Card is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada
Yes Have a minimum personal income of $60000.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

Details


Interest Rates
Regular APR Interest Rate 19.99%
Balance Transfer Interest Rate 22.99%
Cash Advance Interest Rate 22.99%
Rates & Fees
Annual Fee $99.00
Balance Transfer Fee 3%

Maximum

Cash Advance Fee $5.00
Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $29.00

Fee not applicable to Quebec residents.

Late Payment Fee $0.00
Promotions
Sign up bonus

Get 10% cash back on all purchases for 4 statements up to a total spend of $2,000.

Rewards
All Purchases 1% cash back
Restaurants 2% cash back

On Tim Hortons

Gas 4% cash back
Groceries 4% cash back
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details
  • 2% cash back on TELUS purchases
  • Note:The 4% and 2% cash back offers are only available on the first $80,000 in net annual card purchases, or $20,000 on gas, grocery, TELUS or Tim Hortons purchases on your account— whichever comes first
Features & Benefits
Additional Card Holders Yes

$30 per year for each card

Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount Yes
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service Yes
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Android Pay
Additional Benefits
  • Trip Interruption Insurance
  • Flight Delay and Baggage Insurance
  • Out-of-Province Emergency Travel Medical Insurance
  • Visa Infinite Dining Series
  • Visa Infinite Music Series
  • Visa Infnite Luxury Hotel Collection
  • Visa Sports Benefits
  • Emergency Card Replacement

Eligibility
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income $60,000 per year
Temporary Residents No
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Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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