CIBC Dividend Visa Infinite Card review

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Advertiser Disclosure

Interest Rate: Purchases
19.99
Balance Transfer
22.99
Rewards
1 - 4% cashback
Signup Bonus
-


Am I eligible?


CIBC Dividend Visa Infinite Card is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada
Yes Have a minimum personal income of $60000.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

Details


Interest Rates
Regular APR Interest Rate 19.99%
Balance Transfer Interest Rate 22.99%
Cash Advance Interest Rate 22.99%
Rates & Fees
Annual Fee $99.00

Waived on the first year.

Balance Transfer Fee 3%

Maximum

Cash Advance Fee $3.50

$5.00 fee for cash advances outside of Canada.

Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $29.00
Late Payment Fee $0.00
Promotions
Sign up bonus No
Rewards
All Purchases 1% cash back
Restaurants 2% cash back

On Tim Hortons

Gas 4% cash back
Groceries 4% cash back
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details
  • 2% cash back on TELUS purchases
  • Note:The 4% and 2% cash back offers are only available on the first $80,000 in net annual card purchases, or $20,000 on gas, grocery, TELUS or Tim Hortons purchases on your account— whichever comes first
Features & Benefits
Additional Card Holders Yes

$30 per year for each card

Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Additional Benefits
  • Trip Interruption Insurance
  • Flight Delay and Baggage Insurance
Eligibility
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income $60,000 per year
Temporary Residents No
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Additional comments
Terms & Conditions Official Terms & Conditions
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