Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Jordann Brown, Money.caIf the CIBC Dividend® Visa* Card regular earn rate was a bit higher, and new cardholders were offered a welcome bonus that would allow them to accelerate their cash back earned, this card would be perfect. While extended warranty and purchase protection are great tools, some extra travel insurance w...
- Victor, Yore OysterThe CIBC Dividend Visa Card is a cash back credit card that offers up to 2% cash back on groceries, gas, transportation, dining, and recurring bill payments. This credit card is best for retirees, minimum wage earners, and first credit cardholders since it only requires a $15,000 minimum annual inco...
- Offerhub.caThe CIBC Dividend Visa Card is ideal for customers who intend to charge substantial or unexpected expenses to their credit card. By taking advantage of the PaceIt® program, you can choose to split your bill into installments payable over the next 6, 12, or 24 months. For instance, in case you wish t...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate | 20.99% |
| Balance Transfer Interest Rate | 22.99% |
| Cash Advance Interest Rate | 22.99% |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
3% Maximum |
| Cash Advance Fee | $5.00 |
| Foreign Transaction Fee |
2.5% Transactions made in a foreign currency will be converted and posted to your account in Canadian currency. |
| Over Limit Fee |
$29.00 Fee not applicable to Quebec residents. |
| Late Payment Fee | $0.00 |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | 0.5% cash back |
| Restaurants | 1% cash back |
| Gas |
1% cash back Including electric vehicle charging stations |
| Groceries | 2% cash back |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills |
1% cash back On payments made for recurring payments |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | No |
| Car Rental Discount | Yes |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age |
18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces. |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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