CIBC Aventura Visa Card for Business review

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Advertiser Disclosure

Interest Rate: Purchases
19.99
Balance Transfer
21.99
Rewards
1 - 1.5 points
Signup Bonus
15000 points (after spending $3,000)


Am I eligible?


CIBC Aventura Visa Card for Business is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada
Yes Have a minimum personal income of $35000.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

Details


Interest Rates
Regular APR Interest Rate 19.99%
Balance Transfer Interest Rate 21.99%
Cash Advance Interest Rate 21.99%
Rates & Fees
Annual Fee $120.00
  • Waived on the first year.
  • For an additional $60 annual fee, receive an interest rate as low as 12.99% for purchases and 14.50% for cash.
Balance Transfer Fee 3%

Maximum

Cash Advance Fee $3.50

$5.00 fee for cash advances outside of Canada.

Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $29.00
Late Payment Fee $0.00
Promotions
Sign up bonus 15000 points after spending $3,000
  • On purchases within the first 4 months.
  • In addition, earn 20000 bonus points on your first purchase.
Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas 1.5 points per $1 spent
Groceries No
Hotels 1.5 points per $1 spent
Travel 1.5 points per $1 spent
  • On purchases made on airlines, car rentals, and travel agencies.
  • 2 points per $1 spent when you purchase your trip through the CIBC Aventura Rewards Centre
Pharmacy No
Bills No
Additional Details

Enjoy a $120 travel credit when you book travel through the CIBC Travel Rewards Centre.

Features & Benefits
Additional Card Holders Yes
  • $50 per year for each card
  • Up to 3 additional cards fee waived on the first year
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount Yes
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments Paywave, Apple Pay, Samsung Pay
Additional Benefits
  • Flight Delay Insurance
  • Baggage Insurance
  • Trip Cancellation and Interruption Insurance
  • Get free UP Express tickets
Eligibility
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income $35,000 per year
Temporary Residents No
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Additional comments
Terms & Conditions Official Terms & Conditions
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