CIBC Aventura® Gold Visa Card review

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Advertiser Disclosure

Interest Rate: Purchases
19.99%
Balance Transfer
22.99%
Rewards
1 - 2 points
Signup Bonus
-


9.8/10
Informr score
The CIBC Aventura® Gold Visa Card currently has an Informr score of 9.8 out of 10. This score is based on our evaluation of 2 sources including reviews from users and the web's most trusted critics.

Am I eligible?


CIBC Aventura® Gold Visa Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Money We Have

My CIBC Aventura Gold review is positive. For a credit card that has a low minimum income requirement, it comes packed with benefits. CIBC Aventura Rewards are easy to understand so when you’re ready to make a redemption, you won’t have any problems.

- Barry Choi, Money We Have
creditcardGenius

A Gold flexible travel rewards card that is nearly as good as its Infinite counterpart without the hefty minimum income requirement. Plus good insurance, a big sign up bonus, and the first year is free.

- creditcardGenius

Details


Interest Rates
Regular APR Interest Rate 19.99%
Balance Transfer Interest Rate 22.99%
Cash Advance Interest Rate 22.99%
Rates & Fees
Annual Fee $120.00
Balance Transfer Fee 3%

Maximum

Cash Advance Fee $5.00
Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $29.00

Fee not applicable to Quebec residents.

Late Payment Fee $0.00
Promotions
Sign up bonus

Earn 20000 bonus points on your first purchase.

Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas 1.5 points per $1 spent
Groceries 1.5 points per $1 spent
Hotels No
Travel 2 points per $1 spent

When you purchase your trip through the CIBC Rewards Centre.

Pharmacy 1.5 points per $1 spent
Bills No
Additional Details

Get 15,000 Aventura anniversary bonus points when you spend at least $10,000 in your first year.

Features & Benefits
Additional Card Holders Yes

$50 per year for each card

Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount Yes
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service Yes
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Android Pay
Additional Benefits
  • Mobile Device Insurance
  • Hotel Burglary Insurance
  • Priority Pass membership
  • Flight Delay and Baggage Insurance
  • Airport Lounge Access
  • Receive a rebate for your NEXUS application fee once every four (4) years.
  • Emergency Card Replacement
Eligibility
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income
Temporary Residents No
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Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


Money We Have

Gives you quite a bit of flexibility with your points

from Money We Have

My CIBC Aventura Gold review is positive. For a credit card that has a low minimum income requirement, it comes packed with benefits. CIBC Aventura Rewards are easy to understand so when you’re ready to make a redemption, you won’t have any problems.

Read full review

My CIBC Aventura Gold review is positive. For a credit card that has a low minimum income requirement, it comes packed with benefits. CIBC Aventura Rewards are easy to understand so when you’re ready to make a redemption, you won’t have any problems.

Read full review

Less

creditcardGenius

One of the best flexible rewards cards on the market

creditcardGenius

A Gold flexible travel rewards card that is nearly as good as its Infinite counterpart without the hefty minimum income requirement. Plus good insurance, a big sign up bonus, and the first year is free.

Read full review

A Gold flexible travel rewards card that is nearly as good as its Infinite counterpart without the hefty minimum income requirement. Plus good insurance, a big sign up bonus, and the first year is free.

Read full review

Less

User Reviews


Darn, there are no reviews yet for this credit card. Be the first to write a review.