CIBC Aerogold® Visa Infinite Privilege Card review

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Advertiser Disclosure

Interest Rate: Purchases
Balance Transfer
1.25 - 1.5 Miles
Signup Bonus

Informr score
The CIBC Aerogold® Visa Infinite Privilege Card currently has an Informr score of 10 out of 10. This score is based on our evaluation of 1 sources including reviews from users and the web's most trusted critics.

Am I eligible?

CIBC Aerogold® Visa Infinite Privilege Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


You get exclusive Air Canada benefits that are applicable to all Air Canada flights, not just Aeroplan reward flights. That includes priority check-in, priority boarding and complimentary first checked bag.

- creditcardGenius


Interest Rates
Regular APR Interest Rate 19.99%
Balance Transfer Interest Rate 22.99%
Cash Advance Interest Rate 22.99%
Rates & Fees
Annual Fee $399.00
Balance Transfer Fee 3%


Cash Advance Fee $5.00
Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $29.00

Fee not applicable to Quebec residents.

Late Payment Fee $0.00
Sign up bonus

Get a welcome bonus of 25000 miles after you make your first purchase at any time with your card

All Purchases 1.25 miles for $1 spent
Restaurants No
Gas 1.5 miles for $1 spent
Groceries 1.5 miles for $1 spent
Hotels No
Travel 1.5 miles for $1 spent

On purchases

Pharmacy 1.5 miles for $1 spent
Bills No
Features & Benefits
Additional Card Holders Yes

$99 per year for each card

Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount Yes
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service Yes
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards No
Additional Benefits
  • Reach Aeroplan silver, black or diamond status sooner
  • 50% off companion Business Class ticket
  • Trip Cancellation and Trip Interruption Insurance
  • Flight Delay and Baggage Insurance
  • Hotel and Motel Burglary Insurance
  • Priority check-in and boarding
  • Priority Pass membership
  • Receive 6 complimentary Priority Pass lounge passes per membership year
  • Complimentary first checked bag on Air Canada-operated flights
  • Get 4 annual One-time Guest Access Benefit passes to an Air Canada Maple Leaf Lounge
  • Access 850+ airport lounges with 6 annual complimentary lounge visits
  • Visa Infinite Luxury Hotel Collection
  • Elevated Membership Status in the Fairmont President’s Club
  • Visa Infinite Dining Series
  • Visa Infinite Canada Wine Country – Canada
  • Visa Infinite Music Series
  • Ski Resort Benefits
  • Save up to 25% at participating Avis and Budget locations worldwide
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income
Temporary Residents No
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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