CIBC Aerogold® Visa Infinite Card review

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Advertiser Disclosure

Interest Rate: Purchases
19.99%
Balance Transfer
22.99%
Rewards
1 - 1.5 Miles
Signup Bonus
5000 miles (after spending $3,000)


9.2/10
Informr score
The CIBC Aerogold® Visa Infinite Card currently has an Informr score of 9.2 out of 10. This score is based on our evaluation of 2 sources including reviews from users and the web's most trusted critics.

Am I eligible?


CIBC Aerogold® Visa Infinite Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada
Yes Have a minimum personal income of $60000.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Young and Thrifty

I say this card is pretty great considering all the perks, especially if you are Canadian and fly Air Canada.  Although Air Canada isn’t the best airline (it’s the Canadian in us, eh? I am already apologizing on behalf of Air Canada) some of the domestic and United States flights are pretty cheap on...

- Young, Young and Thrifty
creditcardGenius

What’s unusual about the insurance coverage is that it also applies on reward flights as well. That’s a great perk if you fly on points frequently as opposed to paying for your tickets.

- creditcardGenius

Details


Interest Rates
Regular APR Interest Rate 19.99%
Balance Transfer Interest Rate 22.99%
Cash Advance Interest Rate 22.99%
Rates & Fees
Annual Fee $120.00

Waived on the first year

Balance Transfer Fee 3%

Maximum

Cash Advance Fee $5.00
Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $29.00

Fee not applicable to Quebec residents.

Late Payment Fee $0.00
Promotions
Sign up bonus 5000 miles after spending $3,000
  • On purchases within the first 4 months.
  • In addition, Get 15000 miles after your first purchase
  • Rewards
    All Purchases 1 mile for $1 spent
    Restaurants No
    Gas 1.5 miles for $1 spent
    Groceries 1.5 miles for $1 spent
    Hotels No
    Travel 1.5 miles for $1 spent

    On aircanada.com purchases

    Pharmacy 1.5 miles for $1 spent
    Bills No
    Additional Details

    Earn miles twice at over 150 Aeroplan Partners and 100+ online retailers.

    Features & Benefits
    Additional Card Holders Yes

    $50 per year for each card

    Travel Accident Insurance Yes
    Car Rental Insurance Yes
    Car Rental Discount Yes
    Extended Warranty Yes
    Purchase Protection Yes
    Zero Liability No
    No Foreign Transaction Fees No
    Emergency Assistance Yes
    Concierge Service Yes
    Price Protection No
    Fraud Protection Yes
    Free Credit Scores No
    Wireless Payments Apple Pay, Samsung Pay, Android Pay
    Virtual Cards No
    Additional Benefits
    • Trip Cancellation and Trip Interruption Insurance
    • Flight Delay and Baggage Insurance
    • Visa Infinite Luxury Hotel Collection
    • Visa Infinite Dining Series
    • Visa Infinite Wine Country Program – Canada
    • Visa Infinite Music Series
    • Save up to 25% at participating Avis and Budget locations worldwide
    • Out-Of-Province Emergency Travel Medical
    • Trip Cancellation and Interruption Insurance
    • Emergency Card replacement
    • Identity Theft Assistance

    Eligibility
    Minimum Security Deposit $0
    Minimum Age

    18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

    Minimum Personal Income $60,000 per year
    Temporary Residents No
    More
    Additional comments
    Terms & Conditions Official Terms & Conditions
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