CIBC Aerogold® Visa for Business review

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Advertiser Disclosure

Interest Rate: Purchases
Balance Transfer
1 - 1.5 Miles
Signup Bonus
15000 miles (after spending $3,000)

Am I eligible?

CIBC Aerogold® Visa for Business is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.


Interest Rates
Regular APR Interest Rate 12.99%
Balance Transfer Interest Rate 14.5%
Cash Advance Interest Rate 14.5%
Rates & Fees
Annual Fee $180.00

First year rebated

Balance Transfer Fee 3%


Cash Advance Fee $5.00
Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $29.00

Fee not applicable to Quebec residents.

Late Payment Fee $0.00
Sign up bonus 15000 miles after spending $3,000

- On purchases within the first 4 months.

- In addition, earn 20000 bonus miles on your first purchase.

All Purchases 1 mile for $1 spent
Restaurants No
Gas 1.5 miles for $1 spent (on first $80000 spent)
Groceries No
Hotels 1.5 miles for $1 spent (on first $80000 spent)

On purchases made on hotels, inns, and spas

Travel 1.5 miles for $1 spent (on first $80000 spent)

On purchases made on airlines, car rentals, and travel agencies.

Pharmacy No
Bills No
Additional Details

Earn miles twice at over 150 Aeroplan Partners and 100+ online retailers

Features & Benefits
Additional Card Holders Yes

$50 per year for each card

Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount Yes
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments Paywave, Apple Pay, Samsung Pay
Virtual Cards No
Additional Benefits
  • Reach Aeroplan silver, black or diamond status sooner
  • Get a $120 Air Canada eGift Card
  • Priority check-in
  • Priority boarding
  • Complimentary first checked bag on Air Canada flights
  • Maple Leaf Lounge access
  • Flight Delay
  • Baggage Insurance
  • Trip Cancellation and Interruption Insurance
  • Save up to 25% at participating Avis and Budget locations worldwide  
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income
Temporary Residents No
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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