Chatr™ Secured Mastercard® review

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Advertiser Disclosure

Interest Rate: Purchases
19.99%
Balance Transfer
22.99%
Rewards
0.5% cashback
Signup Bonus
-


Am I eligible?


Chatr™ Secured Mastercard® is typically available to those with poor credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada
Yes Provide a minimum security deposit of $300.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Money We Have

My chatr Secured Mastercard is positive. It’s one of the best options available to people who are looking to build their credit score. The ability to earn rewards is a nice bonus since who doesn’t like earning cash back?

- Barry.Choi, Money We Have

Details


Interest Rates
Regular APR Interest Rate 19.99%
Balance Transfer Interest Rate 22.99%
Cash Advance Interest Rate 22.99%
Rates & Fees
Annual Fee $60.00
Balance Transfer Fee 3%
Cash Advance Fee $5.00
Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $29.00
Late Payment Fee $0.00
Promotions
Sign up bonus No
Rewards
All Purchases 0.5% cash back
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

1% cash back on Chatr and Rogers™ products and services

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits
  • Rogers Bank Alerts
  • Mastercard SecureCode
  • Mastercard® Contactless Tap & Go
Eligibility
Minimum Security Deposit $300
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income
Temporary Residents No
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Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.

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Critic Reviews


Money We Have

Aimed at new or young Canadians looking to build their credit

from Money We Have

My chatr Secured Mastercard is positive. It’s one of the best options available to people who are looking to build their credit score. The ability to earn rewards is a nice bonus since who doesn’t like earning cash back?

Read full review

My chatr Secured Mastercard is positive. It’s one of the best options available to people who are looking to build their credit score. The ability to earn rewards is a nice bonus since who doesn’t like earning cash back?

Read full review

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User Reviews


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