RBC Cathay Pacific Visa Platinum review

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Advertiser Disclosure

Interest Rate: Purchases
20.5%
Balance Transfer
22.99%
Rewards
1 - 2 Miles
Signup Bonus
10000 miles (after spending $6,000)


Am I eligible?


RBC Cathay Pacific Visa Platinum is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

Details


Interest Rates
Regular APR Interest Rate 20.5%
Balance Transfer Interest Rate 22.99%
Cash Advance Interest Rate 22.99%
Rates & Fees
Annual Fee $120.00
Balance Transfer Fee 3%

Maximum

Cash Advance Fee $3.50

$5.00 fee for cash advances outside of Canada.

Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $29.00
Late Payment Fee $0.00
Promotions
Sign up bonus 10000 miles after spending $6,000

- On purchases within the first 3 months.

- Earn 15,000 Miles upon approval.

- Earn another 10,000 Miles after the first anniversary of your card account opening.

Rewards
All Purchases 1 mile for $1 spent


Restaurants No
Gas No
Groceries No
Hotels No
Travel 2 miles for $1 spent

On Cathay Pacific purchases online

Pharmacy No
Bills No
Additional Details
  • 1.25 Miles for every $1 CAD equivalent of foreign currency you spend using your card.
  • Receive complimentary first-year Green Tier Membership to Cathay Pacific's exclusive Marco Polo Club for the primary cardholder (worth $100 USD).
  • Link your card and instantly save 3ยข/L on fuel and always earn 20% more Points at Petro-Canada.
Features & Benefits
Additional Card Holders Yes

$50 per year for each card

Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments Samsung Pay
Additional Benefits

Trip Cancellation and Interruption Insurance

Eligibility
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income
Temporary Residents No
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Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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