BMO CashBack World MasterCard review

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Advertiser Disclosure

Interest Rate: Purchases
19.99
Balance Transfer
22.99
Rewards
1.25 - 3% cashback
Signup Bonus
-


9.4/10
Informr score
The BMO CashBack World MasterCard currently has an Informr score of 9.4 out of 10. This score is based on our evaluation of 1 sources including reviews from users and the web's most trusted critics.

Am I eligible?


BMO CashBack World MasterCard is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada
Yes Have a minimum personal income of $60000.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


creditcardGenius

The BMO CashBack World Mastercard has a great insurance package and some pretty nice perks. Not to mention, any card that gives you more than 1% cash back on your purchases deserves a second glance.

- creditcardGenius

Details


Interest Rates
Regular APR Interest Rate 19.99%
Balance Transfer Interest Rate 22.99%
Cash Advance Interest Rate 22.99%
Rates & Fees
Annual Fee $79.00
Balance Transfer Fee 3%

Maximum

Cash Advance Fee $3.50

$5.00 fee charged at a financial institution/ATM outside Canada.

Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $29.00
Late Payment Fee $0.00
Promotions
Sign up bonus No
Rewards
All Purchases 1.25% cash back
Restaurants No
Gas 3% cash back

On all Shell purchases

Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

CashBack rewards on all card purchases to a maximum monthly spend of $7,000.

Features & Benefits
Additional Card Holders Yes

$35 per year for each card

Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount Yes
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay
Additional Benefits

- Common Carrier Insurance

- Roadside Assistance

Eligibility
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income $60,000 per year
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Critic Reviews


creditcardGenius

This card offers you peace of mind while you collect cash back rewards

creditcardGenius

The BMO CashBack World Mastercard has a great insurance package and some pretty nice perks. Not to mention, any card that gives you more than 1% cash back on your purchases deserves a second glance.

Read full review

The BMO CashBack World Mastercard has a great insurance package and some pretty nice perks. Not to mention, any card that gives you more than 1% cash back on your purchases deserves a second glance.

Read full review

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User Reviews


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