The 4% cash back welcome rate is a good opportunity for credit card churners to take advantage of a high earning card for the first four months. However, with no signup bonus and a hefty annual fee, I don’t think this card is even good for that.Read full review
There are clearly more advantages than disadvantages when using this card. If the interest rate spooks you a little, there is one easy way of managing that. Definitely offers a lot of great benefits among the cash back cards. We give this card two thumbs up.