Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Money.caThere are few guaranteed low-interest cards that can stand up to the Capital One® Low Rate Guaranteed Mastercard®. While the Home Trust Secured card offers a similar purchase interest rate for a lower annual fee ($79 versus $59), it doesn’t offer the Gold card’s extraneous benefits, such as Price Pr...
- Sam Bourgi, FinderIf you’re shopping for your first credit card, the Capital One Low Rate Guaranteed Mastercard ticks a lot of boxes: low interest rates, guaranteed credit and all the benefits of the Mastercard network.
- Mohamed Konate, My Rate CompassThe Low Rate Guaranteed Mastercard from Capital One is made for Canadians seeking to establish or repair their credit history and who also intend to carry a credit card balance from time to time. Depending on the amount of the balance carried from month to month, the slightly higher annual fee as co...
Interest Rates | |
---|---|
Regular APR Interest Rate | 14.9% |
Balance Transfer Interest Rate | 14.9% |
Cash Advance Interest Rate | 21.9% |
Rates & Fees | |
Annual Fee | $79.00 |
Balance Transfer Fee | $0.00 |
Cash Advance Fee |
1% Minimum of $5, not to exceed $10 |
Foreign Transaction Fee |
2.5% Transactions made in a foreign currency will be converted and posted to your account in Canadian currency. |
Over Limit Fee | $29.00 |
Late Payment Fee | $0.00 |
Promotions | |
Sign up bonus | No |
Rewards | |
All Purchases | No |
Restaurants | No |
Gas | No |
Groceries | No |
Hotels | No |
Travel | No |
Pharmacy | No |
Bills | No |
Features & Benefits | |
Additional Card Holders | Yes |
Travel Accident Insurance | Yes |
Car Rental Insurance | Yes |
Car Rental Discount | No |
Extended Warranty | Yes |
Purchase Protection | Yes |
Zero Liability | Yes |
No Foreign Transaction Fees | No |
Emergency Assistance | Yes |
Concierge Service | No |
Price Protection | Yes |
Fraud Protection | Yes |
Free Credit Scores | No |
Wireless Payments | No |
Virtual Cards | No |
Additional Benefits |
Baggage Delay |
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age |
18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces. |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
Suggest a correction |
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