Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Barry Choi, Money We HaveMy American Express Business Platinum Canada review is positive. The card comes with an incredible sign up bonus when using a referral link and it comes with enough travel benefits that it makes my list of the best travel credit cards in Canada.
- MoneyGeniusThe American Express Business Platinum Card has earned 2.8 stars with our rating system. It gained points for having a decent array of perks and benefits, as well as a generous welcome bonus. Unfortunately, this business card lost points for having an exceptionally high annual fee, a very high spend...
- Mohamed Konate, My Rate CompassThe American Express Platinum card is ideal for business owners who have a high spending volume, travel a lot and have ample cash flow. If you’re none of those things, or simply want a more basic credit card, then consider one of AMEX’s other travel credit cards or another credit card issuer.
- Canadian KilometersThe American Express Business Platinum card is a fantastic addition to any wallet. This card has the highest signup bonus in Canada, which by itself already makes it one card you should get. For anyone who likes luxury travel, applying should be a no-brainer.
- Jayce, PointsNerdPersonally, I find this card to be irresistible based on the huge sign-up bonus as well as the other benefits of the card.
Interest Rates | |
---|---|
Regular APR Interest Rate |
30% Interest rate only applies to balances not paid in full. |
Balance Transfer Interest Rate |
No interest charges because you pay your balance in full each month |
Cash Advance Interest Rate |
No interest charges because you pay your balance in full each month |
Rates & Fees | |
Annual Fee | $499.00 |
Balance Transfer Fee | |
Cash Advance Fee |
3% Minimum of $0.75 |
Foreign Transaction Fee |
2.5% Transactions made in a foreign currency will be converted and posted to your account in Canadian currency. |
Over Limit Fee | $0.00 |
Late Payment Fee | $0.00 |
Promotions | |
Sign up bonus |
80000 points after spending $15,000
|
Rewards | |
All Purchases | 1.25 points per $1 spent |
Restaurants | No |
Gas | No |
Groceries | No |
Hotels | No |
Travel | No |
Pharmacy | No |
Bills | No |
Additional Details |
|
Features & Benefits | |
Additional Card Holders |
|
Travel Accident Insurance | Yes |
Car Rental Insurance | Yes |
Car Rental Discount | Yes |
Extended Warranty | Yes |
Purchase Protection | Yes |
Zero Liability | No |
No Foreign Transaction Fees | No |
Emergency Assistance | Yes |
Concierge Service | Yes |
Price Protection | No |
Fraud Protection | Yes |
Free Credit Scores | No |
Wireless Payments | Apple Pay |
Virtual Cards | No |
Additional Benefits |
|
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age |
18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces. |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
Suggest a correction |
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