RBC British Airways Visa Infinite review

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Advertiser Disclosure

Interest Rate: Purchases
20.5%
Balance Transfer
22.99%
Rewards
1 - 2 points
Signup Bonus
25000 points (after spending $9,000)


Am I eligible?


RBC British Airways Visa Infinite is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada
Yes Have a minimum personal income of $60000.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


PointsWise

The Avios program isn’t for everyone, but there is a lot of value to be extracted from the program for those who use it wisely. The RBC British Airways Visa Infinite is a great way for Canadians to pad their Avios account. While I wouldn’t consider this a great everyday spend card, it does come with...

- Kyle Enns, PointsWise

Details


Interest Rates
Regular APR Interest Rate 20.5%
Balance Transfer Interest Rate 22.99%
Cash Advance Interest Rate 22.99%
Rates & Fees
Annual Fee $165.00
Balance Transfer Fee 3%

Maximum

Cash Advance Fee $3.50

$5.00 fee for cash advances outside of Canada.

Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $29.00
Late Payment Fee $0.00
Promotions
Sign up bonus 25000 points after spending $9,000
  • On purchases within the first 3 months.
  • In addition, earn 15000 bonus points upon approval.
  • Another 10,000 bonus points when you renew your card after your first year.
Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel 2 points per $1 spent

On British Airways purchases

Pharmacy No
Bills No
Additional Details

Receive a Companion Award eVoucher when you spend $30,000 or more in any calendar year.

Features & Benefits
Additional Card Holders Yes

$75 per year for each card

Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments Samsung Pay
Additional Benefits
  • Enjoy 10% off British Airways flights when you book and pay with your card
  • Trip Cancellation and Interruption Insurance
Eligibility
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income $60,000 per year
Temporary Residents No
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Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


PointsWise

Excellent partners and plenty of sweet spots

from PointsWise

The Avios program isn’t for everyone, but there is a lot of value to be extracted from the program for those who use it wisely. The RBC British Airways Visa Infinite is a great way for Canadians to pad their Avios account. While I wouldn’t consider this a great everyday spend card, it does co...More

The Avios program isn’t for everyone, but there is a lot of value to be extracted from the program for those who use it wisely. The RBC British Airways Visa Infinite is a great way for Canadians to pad their Avios account. While I wouldn’t consider this a great everyday spend card, it does come with other great benefits such as extensive insurance coverage and savings on gasoline.

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