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Brim Mastercard® review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
19.99%
Interest Rate: Purchases
19.99%
Balance Transfer
19.99%
Balance Transfer
19.99%
Rewards
1 point
Rewards
1 point
Signup Bonus
-
Signup Bonus
-


9.5/10
Informr score
The Brim Mastercard® currently has an Informr score of 9.5 out of 10. This score is based on our evaluation of 4 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Brim Mastercard® is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Yore Oyster
Yore Oyster

The Brim Mastercard is one of the best no-fee credit cards in the market. Although it may lack various features, it offers excellent benefits that other no-fee credit cards do not provide. Frequent travelers can take advantage of its free access to Boingo Wi-Fi worldwide.

- Victor, Yore Oyster
Finder
Finder

The Brim Mastercard lets you earn points for shopping in-store or online through the Brim eShop. You can access over 250 offers through Brim’s online app and earn up to 1 points per dollar spent at select retailers. The Brim Mastercard also comes with a host of benefits including free Wi-Fi, no fore...

- Claire Horwood, Finder
SAVVY New Canadians
SAVVY New Canadians

The Brim Financial Mastercard is a no-annual-fee credit card with perks that are hard to beat for an entry-level card offering. You earn 1% in points you can redeem for anything and don’t have to pay foreign currency transaction fees when you shop abroad. This card also offers automatic rewards when...

- Enoch Omololu, SAVVY New Canadians
creditcardGenius
creditcardGenius

Earn unlimited rewards with Brim Financial Mastercard – 1% in rewards on every dollar spent. Plus, enjoy 0% foreign transaction fees, no annual fee, and complimentary Boingo Wi-Fi. You’ll earn a straightforward 1% cash back on all purchases. Plus, for a limited time you can earn up to $200 worth of...

- creditcardGenius

Details


Interest Rates
Regular APR Interest Rate 19.99%
Balance Transfer Interest Rate 19.99%
Cash Advance Interest Rate 21.5%
Rates & Fees
Annual Fee $0.00
Balance Transfer Fee $0.00
Cash Advance Fee $3.50

$5.00 fee for cash advances outside of Canada.

Foreign Transaction Fee 1.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $0.00
Late Payment Fee $0.00
Promotions
Sign up bonus

Earn $200+ in points when you use your card for the first time at participating merchants.

Rewards
All Purchases 1 point per $2 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance No
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards Yes
Additional Benefits
  • Installment pay
  • Free Global Wi-Fi
  • Interactive budgeting tool and spend monitoring\
  • Mobile device insurance
  • Event ticket protector insurance
Eligibility
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income
Temporary Residents No
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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