Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- MoneyGeniusThe Student BMO Air Miles Mastercard is a unique way for students to earn some extra Air Miles no matter where they’re shopping. So if you love collecting Air Miles, this is a great way to boost your earn rate. The fact you could get 800 bonus miles as a welcome bonus is just the cherry on top. The...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate | 20.99% |
| Balance Transfer Interest Rate |
22.99% 21.99% for Quebec residents |
| Cash Advance Interest Rate |
22.99% 21.99% for Quebec residents |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
5% Maximum |
| Cash Advance Fee |
1% Minimum of $5 |
| Foreign Transaction Fee |
2.5% Transactions made in a foreign currency will be converted and posted to your account in Canadian currency. |
| Over Limit Fee | $29.00 |
| Late Payment Fee | $0.00 |
| Promotions | |
| Sign up bonus |
800 miles after spending $1,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1 mile for $25 spent |
| Restaurants | No |
| Gas |
2 miles for $25 spent At participating AIR MILES Partners |
| Groceries |
2 miles for $25 spent At participating AIR MILES Partners |
| Hotels | No |
| Travel |
3 miles for $25 spent At participating AIR MILES Partners |
| Pharmacy |
3 miles for $25 spent At participating AIR MILES Partners |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | Yes |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age |
18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces. |
| Minimum Personal Income | $15,000 per year |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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