American Express® Air Miles® Reserve Credit Card review

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Advertiser Disclosure

Interest Rate: Purchases
19.99%
Balance Transfer
22.99% (1.99% for the first 6 months)
Rewards
1 Mile
Signup Bonus
2400 miles (after spending $3,000)


7/10
Informr score
The American Express® Air Miles® Reserve Credit Card currently has an Informr score of 7 out of 10. This score is based on our evaluation of 1 sources including reviews from users and the web's most trusted critics.

Am I eligible?


American Express® Air Miles® Reserve Credit Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada
Yes Have a minimum personal income of $20000.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


creditcardGenius

Enjoy a large signup bonus, a great earn rate for your rewards, and many unique and exclusive benefits that no other AIR MILES card has.

- creditcardGenius

Details


Interest Rates
Regular APR Interest Rate 19.99%
Balance Transfer Interest Rate 22.99% (1.99% for the first 6 months)

Intro rate is optional

Cash Advance Interest Rate 22.99%
Rates & Fees
Annual Fee $299.00
Balance Transfer Fee 3%

Maximum

Cash Advance Fee $2.75
Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $29.00
Late Payment Fee $0.00
Promotions
Sign up bonus 2400 miles after spending $3,000

On purchases within the first 3 months.

Rewards
All Purchases 1 mile for $15 spent
Restaurants No
Gas 1 mile for $10 spent
Groceries 1 mile for $10 spent
Hotels No
Travel No
Pharmacy 1 mile for $10 spent
Bills No
Additional Details

1 mile for $10 spent on purchases made at AIR MILES Sponsors.

Features & Benefits
Additional Card Holders Yes

$50 per year for each card

Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay
Additional Benefits
  • Receive four complimentary visits per year to Priority Pass Worldwide Lounges and access to the Toronto Pearson Priority Security Lane and Toronto Pearson Priority Limo and Taxi Lanes.
  • Exclusive Annual Companion Flight Benefit
  • Receive Automatic Onyx Status
  • AIR MILES FlexFly, a Reserve exclusive
  • Toronto Pearson Priority Security Lane
  • Hotel/Motel Burglary Insurance
  • Baggage Delay Insurance
  • Flight Delay Insurance
  • Lost or Stolen Baggage Insurance
  • Emergency Medical Insurance (Out of province/country)
  • American Express Invites including Front Of The Line
  • Emergency Card Replacement
Eligibility
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income $20,000 per year


Temporary Residents No
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Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


creditcardGenius

Comes with a list exclusive benefits

creditcardGenius

Enjoy a large signup bonus, a great earn rate for your rewards, and many unique and exclusive benefits that no other AIR MILES card has.

Read full review

Enjoy a large signup bonus, a great earn rate for your rewards, and many unique and exclusive benefits that no other AIR MILES card has.

Read full review

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