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American Express® Air Miles® Platinum Credit Card review

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Advertiser Disclosure

Annual Fee
$120.00
Interest Rate: Purchases
20.99%
Interest Rate: Purchases
20.99%
Balance Transfer
-
Balance Transfer
-
Rewards
1 Mile
Rewards
1 Mile
Signup Bonus
2000 miles (after spending $1,500)
Signup Bonus
2000 miles (after spending $1,500)


7.3/10
Informr score
The American Express® Air Miles® Platinum Credit Card currently has an Informr score of 7.3 out of 10. This score is based on our evaluation of 11 sources including reviews from users and the web's most trusted critics.

Am I eligible?


American Express® Air Miles® Platinum Credit Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada
Yes Have a minimum personal income of $15000.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Rewards Canada
Rewards Canada

The American Express®  AIR MILES* Platinum Credit Card is the middle offering from Amex Canada's portfolio of AIR MILES co-brand cards. Even though it is in the middle, it is the highest earning card of the three as the top end American Express AIR MILES Reserve Card is more about benefits than mile...

- Rewards Canada
Yore Oyster
Yore Oyster

American Express AIR MILES Platinum Credit Card offers more substantial perks and benefits than other AIR MILES cards. Aside from the exclusive rewards, you can also access American Express's special services and good protection coverages.

- Victor, Yore Oyster
PointsWise
PointsWise

Earn a Welcome Bonus of 2,000 Air Miles Bonus Miles when you charge a total of $1,500 in purchases to your Card within your first three months of Cardmembership. That’s enough to redeem for $200 towards your purchases with Air Miles Cash.

- PointsWise
GreedyRates.ca
GreedyRates.ca

The ideal cardholder of the American Express® AIR MILES®* Platinum Credit Card is a Canadian who appreciates the AIR MILES program for its large network of destinations and great service, and who wants a significant boost when earning and redeeming AIR MILES. This is emphasized first and foremost by...

- Nate Siegel, GreedyRates.ca
Hardbacon
Hardbacon

I don’t know about you, but when I hear “AIR MILES” I immediately think of plane-hoping to cool places. So it’s kind of ironic that AIR MILES aren’t the best travel rewards out there, nor is the American Express AIR MILES Platinum Card a particularly great credit card for travel lovers. Having said...

- Heidi Unrau, Hardbacon

Details


Interest Rates
Regular APR Interest Rate 20.99%
Balance Transfer Interest Rate


Cash Advance Interest Rate 21.99%
Rates & Fees
Annual Fee $120.00
Balance Transfer Fee 3%

Maximum

Cash Advance Fee $2.75
Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $29.00
Late Payment Fee $0.00
Promotions
Sign up bonus 2000 miles after spending $1,500

On purchases within the first 3 months.

Rewards
All Purchases 1 mile for $10 spent
Restaurants 1 point per $5 spent (on first $30000 spent)

Including coffee shops

Gas 1 point per $5 spent (on first $30000 spent)
Groceries 1 point per $5 spent (on first $30000 spent)
Hotels No
Travel 1 point per $5 spent (on first $30000 spent)

Such as local commuter transportation including ridesharing services and taxis

Pharmacy No
Bills No
Additional Details
  • Shop at participating AIR MILES Sponsors across Canada with your Card and your AIR MILES Collector Card, and you can earn reward miles twice.
  • Once per calendar year, when an eligible Cardmember uses Dream Miles with the AIR MILES Reward Program to book their first single flight or package vacation through airmiles.ca or vacations.airmiles.ca, they can get Bonus Miles equivalent to 25% of the net number of Miles used (up to a maximum of 750 Bonus Miles).
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay
Virtual Cards No
Additional Benefits
  • American Express Invites including Front Of The Line
  • Emergency Card Replacement
Eligibility
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income $15,000 per year
Temporary Residents No
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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