American Express® Air Miles® Platinum Credit Card review

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Advertiser Disclosure

Interest Rate: Purchases
20.99%
Balance Transfer
20.99% (1.99% for the first 6 months)
Rewards
1 Mile
Signup Bonus
2000 miles (after spending $1,500)


6/10
Informr score
The American Express® Air Miles® Platinum Credit Card currently has an Informr score of 6 out of 10. This score is based on our evaluation of 5 sources including reviews from users and the web's most trusted critics.

Am I eligible?


American Express® Air Miles® Platinum Credit Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada
Yes Have a minimum personal income of $15000.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


creditcardGenius

This Card packs in plenty of Miles on your purchases ‒ and delivers a mean welcome bonus as well. To top it off, it comes with a great perk to get you Bonus Miles when you redeem for flights. And all while earning Miles into one of Canada’s top loyalty programs – AIR MILES.

- creditcardGenius
Travel Update

3,500 AIR MILES in welcome bonus miles with a minimum spend of $500 for six months, is an excellent return. I value Air Miles at 15 cents a piece, which makes the welcome bonus $525 in value. 1 Mile for every $5 in Card purchases on eligible food & drinks, and eligible gas & transit, is a st...

- Travel Update
Money We Have

The card often overlooked and is not as prestigious as some of the premium travel credit cards on my list of best travel credit cards, but it’s a very good alternative for people not wanting a card with a high annual fee. With the $50 cash-back from Great Canadian Rebates, you can try the card for o...

- Barry Choi, Money We Have
Credit Cards Canada

Despite the negative press for AIR MILES in the media as of late, with a nice sign-up bonus and flexible reward program, you’ll be hard-pressed to find a better travel rewards credit card. If you’re a regular shopper at AIR MILES participating stores, run, don’t walk, to sign up for the American Exp...

- Credit Cards Canada
Rewards Canada

For points collectors who are fully engaged in the AIR MILES program and have it as their primary loyalty rewards source they should have the American Express AIR MILES Platinum Credit Card.

- Patrick Sojka, Rewards Canada

Details


Interest Rates
Regular APR Interest Rate 20.99%
Balance Transfer Interest Rate 20.99% (1.99% for the first 6 months)

Intro rate is optional

Cash Advance Interest Rate 22.99%
Rates & Fees
Annual Fee $120.00
Balance Transfer Fee 3%

Maximum

Cash Advance Fee $2.75
Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $29.00
Late Payment Fee $0.00
Promotions
Sign up bonus 2000 miles after spending $1,500

On purchases within the first 3 months.

Rewards
All Purchases 1 mile for $10 spent
Restaurants 1 point per $5 spent (on first $30000 spent)

Including coffee shops

Gas 1 point per $5 spent (on first $30000 spent)
Groceries 1 point per $5 spent (on first $30000 spent)
Hotels No
Travel 1 point per $5 spent (on first $30000 spent)

Such as local commuter transportation including ridesharing services and taxis

Pharmacy No
Bills No
Additional Details
  • Shop at participating AIR MILES Sponsors across Canada with your Card and your AIR MILES Collector Card, and you can earn reward miles twice.
  • Once per calendar year, when an eligible Cardmember uses Dream Miles with the AIR MILES Reward Program to book their first single flight or package vacation through airmiles.ca or vacations.airmiles.ca, they can get Bonus Miles equivalent to 25% of the net number of Miles used (up to a maximum of 750 Bonus Miles).
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay
Virtual Cards No
Additional Benefits
  • American Express Invites including Front Of The Line
  • Emergency Card Replacement
Eligibility
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income $15,000 per year
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


creditcardGenius

Great welcome bonus and perks

creditcardGenius

This Card packs in plenty of Miles on your purchases ‒ and delivers a mean welcome bonus as well. To top it off, it comes with a great perk to get you Bonus Miles when you redeem for flights. And all while earning Miles into one of Canada’s top loyalty programs – AIR MILES.

Read full review

This Card packs in plenty of Miles on your purchases ‒ and delivers a mean welcome bonus as well. To top it off, it comes with a great perk to get you Bonus Miles when you redeem for flights. And all while earning Miles into one of Canada’s top loyalty programs – AIR MILES.

Read full review

Less

Travel Update

The benefits are really impressive

Travel Update

3,500 AIR MILES in welcome bonus miles with a minimum spend of $500 for six months, is an excellent return. I value Air Miles at 15 cents a piece, which makes the welcome bonus $525 in value. 1 Mile for every $5 in Card purchases on eligible food & drinks, and eligible gas & transit, is a...More

3,500 AIR MILES in welcome bonus miles with a minimum spend of $500 for six months, is an excellent return. I value Air Miles at 15 cents a piece, which makes the welcome bonus $525 in value. 1 Mile for every $5 in Card purchases on eligible food & drinks, and eligible gas & transit, is a strong addition as well. With a $30,000 cap on this earn rate, Cardmembers can earn an additional 6,000 Air Miles, annually. Complement the earning potential with the 25% bonus miles (up to 750 miles ) from the annual travel redemption benefit and you have a well rounded card that allows every member to earn and utilize the miles at a good value.

Read full review

Less

Money We Have

Probably the one currently offering the best value in Canada

from Money We Have

The card often overlooked and is not as prestigious as some of the premium travel credit cards on my list of best travel credit cards, but it’s a very good alternative for people not wanting a card with a high annual fee. With the $50 cash-back from Great Canadian Rebates, you can try the card...More

The card often overlooked and is not as prestigious as some of the premium travel credit cards on my list of best travel credit cards, but it’s a very good alternative for people not wanting a card with a high annual fee. With the $50 cash-back from Great Canadian Rebates, you can try the card for only $15 for the first year while getting over $200 worth or AIR MILES which makes it a very good offer in my opinion.

Read full review

Less

Credit Cards Canada

An excellent bang for your reward point buck

Credit Cards Canada

Despite the negative press for AIR MILES in the media as of late, with a nice sign-up bonus and flexible reward program, you’ll be hard-pressed to find a better travel rewards credit card. If you’re a regular shopper at AIR MILES participating stores, run, don’t walk, to sign up for the American Express Air Miles Platinum credit card!

Read full review

Despite the negative press for AIR MILES in the media as of late, with a nice sign-up bonus and flexible reward program, you’ll be hard-pressed to find a better travel rewards credit card. If you’re a regular shopper at AIR MILES participating stores, run, don’t walk, to sign up for the American Express Air Miles Platinum credit card!

Read full review

Less

Rewards Canada

Top Travel Points Credit Card (with annual fee) category

from Rewards Canada

For points collectors who are fully engaged in the AIR MILES program and have it as their primary loyalty rewards source they should have the American Express AIR MILES Platinum Credit Card.

Read full review

For points collectors who are fully engaged in the AIR MILES program and have it as their primary loyalty rewards source they should have the American Express AIR MILES Platinum Credit Card.

Read full review

Less

User Reviews


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