Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Shannon Terrell, Beth Buczynski, NerdWalletThe American Express Gold Rewards Card offers its highest earn rate on travel expenses, groceries, gas and drugstore purchases. It also provides comprehensive travel insurance and numerous travel-related perks, like NEXUS fee rebates and airport lounge passes. Travel lovers that frequently spend big...
- PointsWiseThe revamped Gold Card features a new design, a $100 travel credit, limited airport lounge benefits, and a $50 Nexus credit. For the occasional traveller, the Card makes sense for those who wouldn’t use all of the perks of the more robust Platinum Card. If you see yourself using all of these Card be...
- Enoch Omololu, SAVVY New CanadiansIf you like to travel and dine out often, this card may be for you. It has great perks like a $100 annual travel credit, and it allows you to earn 2x the points on many eligible purchases. Along with a competitive welcome bonus, you can transfer your points to various frequent flyer and loyalty prog...
- Barry Choi, Money We HaveOverall my American Express Gold Rewards card review is positive. The Amex Membership Rewards program offers complete flexibility since you can transfer to various loyalty programs. The new changes make this card incredibly popular for travel, and there always tends to be an excellent welcome bonus.
- Winston Sih, MoneySenseThe American Express Gold Rewards Card stands out for its points redemption flexibility, transfer partners and competitive fixed-redemption charts. American Express is known to give customers access to a wide array of travel perks and entertainment offers. Plus, with the robust insurance package and...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate | 20.99% |
| Balance Transfer Interest Rate |
|
| Cash Advance Interest Rate |
21.99% |
| Rates & Fees | |
| Annual Fee |
$250.00 Waived on the first year. |
| Balance Transfer Fee | |
| Cash Advance Fee |
$2.75 |
| Foreign Transaction Fee |
2.5% Transactions made in a foreign currency will be converted and posted to your account in Canadian currency. |
| Over Limit Fee | $29.00 |
| Late Payment Fee | $0.00 |
| Promotions | |
| Sign up bonus |
Earn 5000 points for each monthly billing period in which you spend $1000 in purchases on your Card. This could add up to 60,000 points in a year.
|
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants | No |
| Gas | 2 points per $1 spent |
| Groceries | 2 points per $1 spent |
| Hotels | 2 points per $1 spent |
| Travel |
2 points per $1 spent On eligible purchases on flights, cruises, and car rentals. |
| Pharmacy | 2 points per $1 spent |
| Bills | No |
| Additional Details |
Earn 1 additional point for every $1 spent on eligible hotel or car rental bookings made with American Express Travel at americanexpress.ca/travel |
| Features & Benefits | |
| Additional Card Holders |
$50 per year for each card, first card's free. |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | Yes |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age |
18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces. |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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