American Express Business Gold Rewards Card review

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Advertiser Disclosure

Interest Rate: Purchases
30%
Balance Transfer
-
Rewards
1 point
Signup Bonus
30000 points (after spending $5,000)


9.5/10
Informr score
The American Express Business Gold Rewards Card currently has an Informr score of 9.5 out of 10. This score is based on our evaluation of 3 sources including reviews from users and the web's most trusted critics.

Am I eligible?


American Express Business Gold Rewards Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


PointsWise

This is now one of the best cards for beginners to travel hacking, with an industry leading welcome bonus and first year annual fee waiver.

- Tyler Weatherup, PointsWise
PointsNerd

The American Express Gold Business card is one of those automatic cards Travel Hackers turn to when they are looking to accumulate points. Since you get a large sign up bonus and the first year is free, there is no reason not to apply for this card.

- Jayce, PointsNerd
RewardExpert

The Business Gold Rewards card from American Express is a great charge card for small business owners and independent contractors whose expenses fall into the following categories: air travel, advertising, shipping, gas, and computer hardware, software and services.

- Anya Kartashova, RewardExpert

Details


Interest Rates
Regular APR Interest Rate 30%

Interest rate only applies to balances not paid in full.

Balance Transfer Interest Rate

No interest charges because you pay your balance in full each month

Cash Advance Interest Rate

No interest charges because you pay your balance in full each month

Rates & Fees
Annual Fee $250.00


Balance Transfer Fee
Cash Advance Fee 3%

Minimum of $0.75

Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $0.00
Late Payment Fee $0.00
Promotions
Sign up bonus 30000 points after spending $5,000

On purchases within the first 3 months.

Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details
  • Earn 2 points per $1 spent from 3 select American Express merchants in Canada.
  • You can earn up to a maximum of 250,000 extra points in each calendar year.
Features & Benefits
Additional Card Holders Yes

$30 per year for each card, waived on the first year.

Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service Yes
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments Apple Pay
Additional Benefits
  • Employee Card Misuse Protection
  • Baggage Delay Insurance
  • Flight Delay Insurance
  • Lost or Stolen Baggage Insurance
  • Hotel/Motel Burglary Insurance
Eligibility
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income
Temporary Residents No
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Additional comments
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


PointsWise

A card every Canadian should have in their wallet

from PointsWise

This is now one of the best cards for beginners to travel hacking, with an industry leading welcome bonus and first year annual fee waiver.

Read full review

This is now one of the best cards for beginners to travel hacking, with an industry leading welcome bonus and first year annual fee waiver.

Read full review

Less

PointsNerd

Provides extreme flexibility

from PointsNerd

The American Express Gold Business card is one of those automatic cards Travel Hackers turn to when they are looking to accumulate points. Since you get a large sign up bonus and the first year is free, there is no reason not to apply for this card.

Read full review

The American Express Gold Business card is one of those automatic cards Travel Hackers turn to when they are looking to accumulate points. Since you get a large sign up bonus and the first year is free, there is no reason not to apply for this card.

Read full review

Less

RewardExpert

Best Small Business Credit Card of the Year

from RewardExpert

The Business Gold Rewards card from American Express is a great charge card for small business owners and independent contractors whose expenses fall into the following categories: air travel, advertising, shipping, gas, and computer hardware, software and services.

Read full review

The Business Gold Rewards card from American Express is a great charge card for small business owners and independent contractors whose expenses fall into the following categories: air travel, advertising, shipping, gas, and computer hardware, software and services.

Read full review

Less

User Reviews


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