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American Express® AeroplanPlus® Reserve Card review

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Advertiser Disclosure

Annual Fee
$899.00
Interest Rate: Purchases
19.99%
Interest Rate: Purchases
19.99%
Balance Transfer
22.99%
Balance Transfer
22.99%
Rewards
1.25 - 2 Miles
Rewards
1.25 - 2 Miles
Signup Bonus
50000 miles (after spending $3,000)
Signup Bonus
50000 miles (after spending $3,000)


Am I eligible?


American Express® AeroplanPlus® Reserve Card is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada
Yes Have a minimum personal income of $60000.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Rewards Canada
Rewards Canada

The American Express AeroplanPlus Reserve Card will appeal to a select few and what we mean by select few are primarily Air Canada Altitude Prestige 25K and Elite 35K members who lack the benefits of the higher Altitude Elite tiers and travel enough to warrant them by getting them with this card.

- Rewards Canada Team, Rewards Canada

Details


Interest Rates
Regular APR Interest Rate 19.99%
Balance Transfer Interest Rate 22.99%
Cash Advance Interest Rate 22.99%
Rates & Fees
Annual Fee $899.00
Balance Transfer Fee 3%

Maximum

Cash Advance Fee $2.75
Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $29.00
Late Payment Fee $0.00
Promotions
Sign up bonus 50000 miles after spending $3,000

- On purchases within the first 3 months.

- PLUS, receive a $200 Air Canada eGift Card when you spend a total of $6,000 in purchases in the first six months of Cardmembership.

Rewards
All Purchases 1.25 miles for $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel 2 miles for $1 spent

On eligible Air Canada purchases.

Pharmacy No
Bills No
Additional Details
Features & Benefits
Additional Card Holders

$299 per year for each card, maximum of 9 cards.

Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay
Virtual Cards No
Additional Benefits
  • $200 Annual Travel Credit
  • Annual Partner Ticket Benefit
  • Priority Pass Lounges
  • Air Canada Privilege Flight Pass
  • Air Canada Complimentary First Checked Baggage
  • Air Canada Priority Check-in
  • Trip Cancellation Insurance
  • Trip Interruption Insurance
  • Flight Delay Insurance
  • Baggage Delay Insurance
  • Lost or Stolen Baggage Insurance
  • Hotel/Motel Burglary Insurance
  • Complimentary Airport Lounge Access
  • Complimentary Hertz Gold Plus Rewards Membership.
  • Special Benefits at Toronto Pearson International Airport
  • Pearson Priority Security Lane
  • American Express Invites including Front Of The Line
  • Emergency Card Replacement
Eligibility
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income $60,000 per year
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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