American Express® AeroplanPlus® Platinum Card review

Compare Compare  
Advertiser Disclosure

Interest Rate: Purchases
30%
Balance Transfer
-
Rewards
1.25 Miles
Signup Bonus
40000 miles (after spending $3,000)


8/10
Informr score
The American Express® AeroplanPlus® Platinum Card currently has an Informr score of 8 out of 10. This score is based on our evaluation of 2 sources including reviews from users and the web's most trusted critics.

Am I eligible?


American Express® AeroplanPlus® Platinum Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada
Yes Have a minimum personal income of $40000.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


creditcardGenius

This card is worth it if you’re a big spender, want unfettered access to the Maple Leaf Lounge, or just want the sign up bonus* (up to 40,000 miles) that is worth about $1,000 in economy long haul flights within Canada and the USA.

- creditcardGenius
GreedyRates.ca

he great thing about American Express is that it doesn’t have ANY minimum income requirements, unlike the super-premium Mastercard and Visa credit cards, which require $200,000 of annual income. 

- GreedyRates Team, GreedyRates.ca

Details


Interest Rates
Regular APR Interest Rate 30%

Interest rate only applies to balances not paid in full.

Balance Transfer Interest Rate

No interest charges because you pay your balance in full each month

Cash Advance Interest Rate

No interest charges because you pay your balance in full each month

Rates & Fees
Annual Fee $499.00
Balance Transfer Fee
Cash Advance Fee 3%

Minimum of $0.75

Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee
Late Payment Fee
Promotions
Sign up bonus 40000 miles after spending $3,000

- On purchases within the first 3 months.

- PLUS, receive a $150 Air Canada eGift Card when you spend a total of $6,000 in purchases in the first six months of Cardmembership

Rewards
All Purchases 1.25 miles for $1 spent (on first $25000 spent)

1.5 miles for every $1 spent in purchases over $25,000 annually.

Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes

$199 per year for each card

Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay
Additional Benefits
  • Priority Check-in
  • Access to the Air Canada Maple Leaf Lounge
  • Access to over 1,200 lounges worldwide
  • Access to Pearson Priority Security Lane
  • Complimentary valet service at Pearson Airport
  • Access to the Fairmont President's Platinum Club membership when you enroll and stay any 5 nights in the same calendar year – enjoy one complimentary night, room upgrades and $100 USD in Fairmont dining certificates and more.
  • Annual partner ticket benefit
  • Trip Cancellation/Interruption Insurance
  • Flight Delay Insurance
  • Baggage Delay Insurance
  • Lost/Stolen Baggage Insurance
  • Hotel/Motel Burglary Insurance
  • Emergency Card Replacement
  • Travel medical insurance
  • American Express Invites benefits
Eligibility
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income $40,000 per year
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
Suggest a correction

Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.

Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.

Use this card?

Help inform others by sharing your experience with American Express® AeroplanPlus® Platinum Card

Rate It:

Critic Reviews


creditcardGenius

Great for big spenders with the highest Aeroplan earning rate on all purchases

creditcardGenius

This card is worth it if you’re a big spender, want unfettered access to the Maple Leaf Lounge, or just want the sign up bonus* (up to 40,000 miles) that is worth about $1,000 in economy long haul flights within Canada and the USA.

Read full review

This card is worth it if you’re a big spender, want unfettered access to the Maple Leaf Lounge, or just want the sign up bonus* (up to 40,000 miles) that is worth about $1,000 in economy long haul flights within Canada and the USA.

Read full review

Less

GreedyRates.ca

Excellent card to get cashback reward on different purchases

GreedyRates.ca

he great thing about American Express is that it doesn’t have ANY minimum income requirements, unlike the super-premium Mastercard and Visa credit cards, which require $200,000 of annual income. 

Read full review

he great thing about American Express is that it doesn’t have ANY minimum income requirements, unlike the super-premium Mastercard and Visa credit cards, which require $200,000 of annual income. 

Read full review

Less

User Reviews


Darn, there are no reviews yet for this credit card. Be the first to write a review.